2026 Agenda

Take a look at the hot topics at 2026's Nordic banking conference.

Session One: Navigating uncertainty through Nordic innovation

09.00 - 09.05

Chair's opening remarks

Sara Sjølin

Copenhagen Bureau Chief

Bloomberg News

09.05 - 09.25

Keynote address

Resilience and convenience today and tomorrow

Tomas Hedberg

Deputy President and Deputy Chief Executive Officer

Swedbank

09.25 - 09.45

Keynote address

The power of relationships in the age of AI

Sven Eggefalk

Head of Business & Retail Banking

SEB

09.45 - 10.05

Advisory

When cyber threats become trust threats: navigating uncertainty through innovation

Berthold Barodte

Senior Vice President - Security Solutions Europe

Mastercard

10.05 - 10.45

Leaders' Forum

A new paradigm: re-defining bank strategies for a changing world

The future of customer relationships: how can banks balance physical and digital experiences in the age of AI?
Competing for customers and growth: how are banks adapting their strategies to attract deposits, enter new segments and stay competitive?
AI-driven transformation: how is AI reshaping banking strategies, and what role will digital sovereignty play?
The next decade of banking: how will established banks and challengers evolve their business models to stay ahead?

Francesco Aghemio

Head of Northern Europe

Revolut

Jon Nicholson

VP Revenue Northern Europe

Mistral

Sven Eggefalk

Head of Business & Retail Banking

SEB

Stage 1 - Customer acquisition and engagement in the age of AI

11.35 - 13.05

Moderated by:

Sara Sjølin

Copenhagen Bureau Chief

Bloomberg News

11.35 - 11.55

Keynote address

Building trust in AI-powered customer engagement

Päivi Svens

Chief Brand Officer

OP Pohjola

11.55 - 12.15

Advisory

Reach gets you seen. Relevance gets you chosen. - When customers ask AI first.

Joaquin Dimas

Senior CX Consultant

msg for banking

12.15 - 12.35

Fireside chat

Rethinking customer acquisition in the era of AI

Explore how banks should prepare for the disruptive impact of agentic commerce and AI-driven searches
Discover how banks can leverage AI to improve conversion rates and drive down customer acquisition costs
Unpack key AI use cases from enhanced intent analysis and channel optimisation to adaptive content creation

Malthe Falck

Head of Group Digital

Nordea

Shan Lodh

Head of AI

Hyperlayer

12.35 - 13.05

Panel discussion

Building the next generation of conversational AI agents

Get up to speed on the most sophisticated conversational and agentic AI capabilities in use today
Understand how banks can use AI agents to deliver more intelligent and intuitive self-service offerings
Unpack how AI agents can reduce burdens on support teams without compromising on customer experience
Examine the practical challenges in implementing AI agents from model development and testing to deployment

Karoliina Kettukari

AI Director

OP Pohjola

Aidas Malakauskas

Head of Interaction Solutions

Swedbank Baltics

Arlo Bryer

Agent Engineering Lead

Sierra

Stage 2 - Transforming Nordic payments

11.35 - 13.05

Moderated by:

Camilla Åkerman

Secretary General

Nordic Payments Council

11.35 - 11.55

Keynote address

A new payment scheme for Iceland: building a sovereign and secure payment system

Tómas Brynjólfsson

Deputy Governor for Financial Stability

Central Bank of Iceland

11.55 - 12.15

Advisory

Commercial cards: a banker’s guide to a growing revenue opportunity

Michalis Michaelides

Business Development Director, Nordics, Total Issuing Solutions

FIS

Steven Jacob

Partner

Arkwright Consulting

12.15 - 12.35

Fireside chat

Readying for instant payments: VoP and beyond

Reflect on industry adoption of instant payments ahead of the 2027 deadline for non-eurozone countries
Explore how Finans Denmark are rolling out Verification of Payee and the early results from implementation
Unpack how banks can enhance real-time detection and mitigate the fraud risks of instant payments

Mette Sturup

Head of Digitization Policy

Finans Danmark

Kamlesh Harry

International Strategic Advisor

Nasdaq Verafin

12.35 - 13.05

Panel discussion

Harmonising cross border payments in the Nordics and beyond

Martin W Johansson

Acting Chief of Staff to the Director General

Swedish Financial Supervisory Authority (Finansinspektionen)

Fredrik Tallqvist

Regional Representative, Nordics and the Baltics

EBA Clearing

Aleksi Grym

Head of Payment Systems Department

Bank of Finland

Sarah Fallstrom

Head of Visa Direct

VISA

Stage 3 - Information sharing in counter fraud

11.35 - 13.05

Moderated by:

Sune Gabelgård

Member of the National Crime Prevention Commission

The Danish Parliament

11.35 - 11.55

Keynote address

The role of public-private partnerships in anti-financial crime

Sune Gabelgård

Member of the National Crime Prevention Commission

The Danish Parliament

11.55 - 12.15

Keynote address

Findings from the regulatory sandbox: the legal scope for more effective data sharing

Simen Austrått

Head of Intelligence FC3

DNB

12.15 - 12.35

Fireside chat

Shared signals, collective action: how Nordic institutions can disrupt connected fraud with global, cross-institutional intelligence

Dave Laramy

Global Head of Fraud

Klarna

Joseph Bristow

Director, Product SME

NICE Actimize

12.35 - 13.05

Panel discussion

Developing information sharing networks: overcoming the practical challenges

Examine the key trends around fraud and cross-border criminal networks that are making information sharing essential
Get to grips with the regulatory, technical and commercial challenges of building effective information sharing networks
Gain key insights from early market pilots and up-and-coming information sharing initiatives to date
Understand how further cooperation can be enabled between governments, banks, payment networks and vendors

Nicolaj Brandt-Møller

Program Manager, Fraud Management

Danske Bank

Morten Draegni

General Manager

Nordic Financial CERT

Marius Styczen

Head of Financial Crime Prevention Norway

SEB

Antti Alestalo

Senior Business Developer, Anti-Financial Crime

OP Pohjola

Nick Parfitt

Fraud and Financial Crime Specialist

Feedzai

MoneyLIVE Lounge - MoneyLIVE Meetups

11.35 - 13.05

Lending meetup

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE Lounge.

Stage 1 - The future of European wallets and A2A

14.15 - 15.40

Moderated by:

Corinna Scatena

Director, Legal & Governance, Getnet Europe

Banco Santander

14.15 - 14.30

Keynote address

EPI Wero: the next stage of expansion

Ludovic Francesconi

Chief Member and Strategy Officer

EPI Company

14.30 - 14.50

Fireside chat

From digital communication to payment: embedding A2A into everyday customer journeys

Katharina Luschnik

Vice President Sales

Mastercard

Erik Abildgaard Knudsen

Chief Product Officer

e-Boks

14.50 - 15.10

Fireside chat

EuroPA: towards truly interoperable pan-European wallets

The European Payment alliance (EuroPA) seeks to strengthen the interoperability of national payment wallets to create a truly harmonized pan-European payments market. This fireside chat will explore the future trajectory of the European wallet landscape, the aims, progress and next steps for the EuroPA project and the challenges still to overcome in creating a truly integrated wallet ecosystem.

Vegar Heir

Chief Commercial Officer

Vipps MobilePay

Martin Azcue Lopez

Business Development Director

Bizum

15.10 - 15.40

Panel discussion

The end of card dominance? Charting the future of A2A

Examine the key market trends around A2A adoption across ecommerce and instore transactions
Explore how NFC-based Tap-to-Pay wallets are enhancing convenience and driving growth in A2A
Get insights into how leading merchants are weighing up the trade-offs of A2A versus cards
Explore the efforts to overcome key gaps across consumer adoption, protection and dispute mechanisms

Sumit Kumar

Head of Card Payments & Consumer Finance Technology

Danske Bank

Dan Axelsson

Expert Business Developer - Payments

Nordea

Patrik Centellini,

Senior Payment Strategist

Swish

Stage 2 - Fraud and AML: staying ahead in a changing landscape

14.15 - 15.45

Moderated by:

Humera Yakub

Head of Fraud

Pay.UK

14.15 - 14.45

Fireside chat

Building resilience in the digital bank: staying ahead of fraud and financial crime

Explore how digital banks are shifting from risk management to resilience, embedding this thinking into products, technology and customer journeys
Understand how a more resilient approach can help digital banks stay ahead of fraud and financial crime as threats evolve
Examine how customer centricity should shape risk and fraud decisions, balancing fair, frictionless experiences with robust protection
Discover how AI, automation and data can strengthen resilience, enhance fraud protection and help digital banks scale safely

Hanna Sarraf

Chief Risk Officer

Monzo Europe

Marius Styczen

Head of Financial Crime Prevention Norway

SEB

Alex Robinson

Director, Global Advisory

Biocatch

14.45 - 15.10

Fireside chat

The EU AML regulation: how must KYC practices adapt?

The EU Anti-Money Laundering Regulation (AMLR) presents a new unified framework effective from July 2027, mandating harmonized KYC processes and compliance standards across the EU. This fireside chat will explore how banks must prepare to meet the obligations of the new regulation and update KYC and identity assurance processes to ensure compliance.

Reda Stanytė

Head of AML Regulation Division

Bank of Lithuania

David Awit

Director of Sales

Fourthline

15.10 - 15.45

Panel discussion

PSD3 and the PSR: readying for the new counter fraud obligations

Gain clarity on the key obligations and new compliance requirements that the PSR will pose for fraud and AML teams
Get to grips with key changes regarding SCA requirements, API standards and information sharing
Understand how banks must work to strengthen customer education and address new types of spoofing fraud
Examine how banks must invest to achieve real-time fraud detection and transaction monitoring capabilities

Alexandria Nguyen

Principal Compliance Officer

Danske Bank

Mindaugas Kutkaitis

Fraud Operations Unit Manager

Luminor

Marc Bewernik

Director of Product

Banfico

Stage 3 - New opportunities in the lending landscape

14.15 - 15.45

Moderated by:

Paul Mullins

Managing Director, Global Strategic Initiatives

Formerly HSBC

14.15 - 14.45

Panel discussion

Embedded and contextual lending: meeting customers at the point of need

Christie Holm Kristensen

Strategic Integrations Partnership Director

Danske Bank

Sander Aasna

Chief Product Officer

SEB Baltics

Justin Silsbury

Product Business Manager

Infosys Finacle

14.45 - 15.05

Case study

Personalised, flexible lending: putting power in the hands of the customer

Einar Eidsson

Chief Product Officer

indó

15.05 - 15.45

Panel discussion

Digitising the lending journey: taking seamlessness to new heights

Digitising lending journeys is essential to meet customer and client expectations for speed, reduce high operational costs, and defend market share against agile, digital-first FinTechs. This panel discussion will trace the practical steps that banks can take to build faster and fully digital end-to-end journeys, accelerate loan approval times, and enhance the borrower experience.

Sander Aasna

Chief Product Officer

SEB Baltics

Kaspars Lukacovs

Head of Retail Business

Luminor

Alīna Liepiņa-Geiba

Head of Lending Product Development in Baltics

Citadele banka

Adam Busznyak Rydh

Regional Vice President EMEA

nCino

MoneyLIVE Lounge - MoneyLIVE Meetups

14.15 - 15.45

CX Meetup

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE lounge.

Stage 1 - The AI-powered bank

16.15 - 17.35

Moderated by:

Corinna Scatena

Director, Legal & Governance, Getnet Europe

Banco Santander

16.15 - 16.35

Keynote address

Agentic workflows: readying for a new wave of intelligent operations

Rolf Njor Jensen

VP of Technology

Lunar

16.35 - 16.55

Advisory

Scaling your agent workforce: a practical playbook for governance, cost, and ROI

Jeff Wang

President, New Enterprise

Cognition

16.55 - 17.35

Panel discussion

Realising the potential of agentic AI in banking

Where are AI agents set to radically transform operations for banks today?
Empowering employees: what training and re-skilling is required for employees to make the most of AI?
The changing structure of the bank workforce: how will roles change and what roles might be eliminated?
Managing a hybrid workforce: how can banks create effective synergy between AI agents and human staff?
Responsible AI: how can banks engineer control into AI agents and embed governance effectively?
The agentic future: how should banks prepare for the growing autonomy of AI agents?

Ganesh Chandrasekar

Head of AI Portfolio Delivery

Nordea

Mart Roosimägi

Head of AI Scaling and Strategy - Baltic Banking

Swedbank

Carl-Edvard Holmberg

Chief Innovation Officer, New Technologies, AI

S-Pankki

Richa Kapoor

Associate Vice President - Regional Head, Nordics

Infosys

Stage 2 - Business banking innovation

14.15 - 17.30

Moderated by:

Paul Mullins

Managing Director, Global Strategic Initiatives

Formerly HSBC

16.15 - 16.35

Keynote address

Premium API innovation: the new revenue opportunities in business banking

Christie Holm Kristensen

Strategic Integrations Partnership Director

Danske Bank

16.35 - 17.00

Fireside chat

Strengthening corporate treasury services: real-time, digital, automated

Unpack how banks are using APIs and AI to improve real-time cash visibility and cashflow forecasting for treasurers
Understand how banks can seamlessly embed services into client’s ERP, TMS and accounting platforms
Explore how banks can leverage new tools to automate reconciliation for clients and eliminate manual tasks
Discover how DLT is creating new opportunities to enhance bank services for corporate treasurers

Floor Meeuwis

Liquidity, (Virtual) Account Management, and Advisory

Société Générale

Jonas Palm

Head of Nordic Product Management, Cash Management

BNP Paribas

17.00 - 17.30

Panel discussion

Taking SME lending further: smarter, digital, embedded

Nordic SMEs, historically underserved by traditional banks still face a critical financing gap. At the same time the availability of cashflow data and AI are enabling alternative lenders to drive better, faster credit assessments, and offer flexible embedded financing options for SMEs directly at the point of need. This panel will explore how banks can modernise SME lending to remain competitive amidst the rise of alternative lenders and enhance the SME borrower experience while reducing cost-to serve.

Jason Francis

Co-founder

Qred Bank

Ankur Sisodia

Chief Product Officer

RiverBank

Thorsten Seeger

Member of the Management Board

SME Bank

MoneyLIVE Lounge - MoneyLIVE Meetups

16.15 - 17.45

Payments meetup

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE Lounge.

Session Five: Driving innovation in Nordic banking

09.05 - 09.10

Chair's opening remarks

Peter Nordgaard

Associate Professor, Executive Finance & Economics

AVT Business School

09.10 - 09.30

Keynote address

The Northmill vision: powering expansion through customer-centric innovation

Julie Chatterjee

Group Chief Executive Officer

Northmill Bank

09.30 - 09.50

Keynote address

Dansk Vækstkapital IV: accelerating FinTech innovation

Casper Bruyant Bonde

Chief Executive Officer

Danske Private Equity

09.50 - 10.10

Advisory

How banks can compete in the age of instant money movement

Bo Knoblauch

Director, Business Development Executive

Visa Direct

Kasper Selch Larsen

SVP, Payments Infrastructure and Products

AL Sydbank

10.10 - 10.30

Keynote address

Scaling innovation without compromising trust

Kirsten Renner

Group Chief Information Officer & Head of Group Technology

Nordea

10.30 - 11.00

Panel discussion

Lessons from the global challengers: innovating business models for the next decade

Finding a market niche: how have challengers identified needs underserved by traditional banks?
New markets and new segments: where are challengers placing bets for strategic growth?
Raising the bar on digital customer experience: where are challengers having the most disruptive impact?
Building for the future: how are challengers harnessing the opportunities of emerging technologies?
Creating an innovation-first culture: what lessons can incumbents take away from challenger success?

Hjördís Elsa Ásgeirsdóttir

Chief Marketing Officer

indó

Tuomas Autero

Country Manager for Finland

Revolut

Jonas Iqbal

Country Lead Denmark

Klarna

Stage 1 - Serving customer needs

11.45 - 13.15

Moderated by:

Peter Nordgaard

Associate Professor, Executive Finance & Economics

AVT Business School

11.45 - 12.05

Case study

Supporting financial wellbeing: how can banks do more for customers?

Pär Ahrling

Head of Institute for Financial Health

Swedbank

12.05 - 12.25

Advisory

When customers stop opening your app: will their agent still choose your bank?

Customers are starting to let AI agents search, compare and act for them. When a customer’s agent chooses the provider, the app is no longer the front door. The session looks at how customer behaviour changes as agents mediate financial decisions, where the gaps sit for banks, and which positions banks can take, with three decisions to start this quarter.

Genady Chybranov

Head, BFSI Center of Excellence

Sigma Software

12.25 - 12.45

Fireside chat

Cognitive, intelligent banking: towards pre-emptive customer engagement

AI is opening new possibilities in customer engagement that can deepen relationships, increase retention, and improve life-time value. This fireside chat will explore how banks can move from reactively addressing problems to pre-empting customer needs and the practical steps banks must take to build the capabilities needed to provide more personalized, adaptive support that evolves alongside customers’ needs.

Jacob Hvidberg Falkencrone

Head of AI & Open Platforms

Saxo Bank

12.45 - 13.15

Panel discussion

Banking for the next generation: doing more for younger customers

Understand why enhancing youth services is essential for banks to remain relevant and improve customer lifetime value today
Explore how banks can play an active role in supporting young people to gain skills in managing money responsibly
Get insights into the latest product innovations and strategic thinking of banks expanding their youth offerings
Take away key lessons for how to strengthen offerings to attract and retain the next generation

Søren Rode Andreasen

Head of Digital Customer Engagement

Nordea

Einar Eidsson

Chief Product Officer

indó

Rodrigo DeCossio

AVP, WEU GTM

Parloa

Stage 2 - Resilience and cybersecurity

11.45 - 13.15

Moderated by:

Corinna Scatena

Director, Legal & Governance, Getnet Europe

Banco Santander

11.45 - 12.05

Keynote address

Strengthening resilience through offline payments

Maria Lundström

Head of Division for Preparedness, Internal Control and Operational Support Department

Sveriges Riksbank

12.05 - 12.35

Fireside chat

Navigating digital dependency in a heightened risk landscape

Get to grips with why vendor dependency and concentration risks are heightening in the current digital landscape
Examine how banks can strengthen vendor due diligence strategies and continuous performance reviews
Understand how to prepare robust business continuity, contingency, and exit plans to manage potential disruptions resulting from third-party failures.
Explore best practices to ensure ongoing alignment of risk frameworks to regulatory expectations

Andreas Bergqvist

Chief Security Officer, Financial ID Technology

BankID

Stefán Þór Björnsson

Executive Director and Security Officer

Íslandsbanki

Osmo Timonen

Head of Regulatory Data

Aktia Bank

12.35 - 13.05

Panel discussion

AI in cybersecurity: assessing the new opportunities and threats

As cyber threats evolve with unprecedented speed and sophistication, from DDoS to AI-powered phishing, join us to discuss how the latest AI can revolutionize threat detection and incident response to strengthen bank cyber resilience postures.

Johanna von Rosen

Acting Chief Information Security Officer

Sveriges Riksbank

Stage 3 - Digital identity innovation

11.45 - 12.50

Moderated by:

Martin Gregor Schuricht

Managing Director

Schuricht Executive

11.45 - 12.05

Keynote address

European business wallets: towards simpler digital operations

Daan van den Eshof

Business Developer & Project Manager Digital Identity Wallets

WE BUILD Consortium

12.05 - 12.50

Panel discussion

The commercial potential of EUDI: streamlining onboarding, payments and beyond

Explore the potential for EUDI to improve onboarding and KYC, particularly across borders
Get to grips with the role of EUDI in payments and the opportunities around combining identity and transactions
Explore how EUDI could change the fraud and security landscape, and what this means for banks
Assess the role banks could play in the EUDI ecosystem, from issuing wallets to providing trusted identity services

Mattias Rohmée

Chief Strategy & Analytics Officer, Financial ID Technology

Bank ID

Erik Almedal

SVP, Head of Identity

DNB

Kevin Meijer

Policy Advisory

Dutch Payments Association

Stage 1 - Stablecoins and digital currencies

14.30 - 16.00

Moderated by:

Peter Nordgaard

Associate Professor, Executive Finance & Economics

AVT Business School

14.30 - 14.50

Keynote address

Qivalis: Bringing the euro on-chain

Jan-Oliver Sell

Chief Executive Officer

Qivalis

Mads Clemmensen

Head of Digital Assets

Danske Bank

14.50 - 15.10

Keynote address

The Digital Euro and Europe’s Digital Money Ecosystem

Anne-Sophie Gogl

Chairwoman

Digital Euro Association

15.10 - 15.30

Keynote address

Rewiring Cross-Border Payments : Lessons from Project Agora

Jess Renier

Head of Digital Finance

Institute of International Finance

15.30 - 16.00

Panel discussion

Defining the next evolution of digital money

The key initiatives in tokenized payments: what lessons can be learned from the early pioneers in the market?
Streamlining cross-border: how are stablecoins and tokenized payments set to revolutionize money movement?
From cash management to trade: where can DLT help banks unlock new services for corporate clients?
The programmability potential: where can conditional payments and smart contracts unlock new revenue?
Becoming a stablecoin issuer: to what extent is this a viable commercial model for banks?
Digital currencies and financial stability: how serious is the potential threat of bank disintermediation?
Stablecoins, tokenized deposits, CBDCs: how will the battle to define the next evolution of money play out?

Mads Clemmensen

Head of Digital Assets

Danske Bank

Ville Sointu

Chief Strategist, Digital Currencies and Transaction Banking

Nordea

Filippo Chiricozzi

Deputy Head of DLT & Digital Assets

Banca Sella

Genevieve Douhet

Global Transaction & Payments Services - Crypotassets Program Director

Société Générale

Joachim Schwerin

PhD economist; member of bundesblock

Agenda | MoneyLIVE Nordic Banking

MoneyLIVE Lounge - MoneyLIVE Meetups

14.30 - 16.00

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE Lounge.

Select a stage

Session One: Navigating uncertainty through Nordic innovation

09.00 - 09.05

Chair's opening remarks

Sara Sjølin

Copenhagen Bureau Chief

Bloomberg News

09.05 - 09.25

Keynote address

Resilience and convenience today and tomorrow

Tomas Hedberg

Deputy President and Deputy Chief Executive Officer

Swedbank

09.25 - 09.45

Keynote address

The power of relationships in the age of AI

Sven Eggefalk

Head of Business & Retail Banking

SEB

09.45 - 10.05

Advisory

When cyber threats become trust threats: navigating uncertainty through innovation

Berthold Barodte

Senior Vice President - Security Solutions Europe

Mastercard

10.05 - 10.45

Leaders' Forum

A new paradigm: re-defining bank strategies for a changing world

The future of customer relationships: how can banks balance physical and digital experiences in the age of AI?
Competing for customers and growth: how are banks adapting their strategies to attract deposits, enter new segments and stay competitive?
AI-driven transformation: how is AI reshaping banking strategies, and what role will digital sovereignty play?
The next decade of banking: how will established banks and challengers evolve their business models to stay ahead?

Francesco Aghemio

Head of Northern Europe

Revolut

Jon Nicholson

VP Revenue Northern Europe

Mistral

Sven Eggefalk

Head of Business & Retail Banking

SEB

Stage 1 - Customer acquisition and engagement in the age of AI

11.35 - 13.05

Moderated by:

Sara Sjølin

Copenhagen Bureau Chief

Bloomberg News

11.35 - 11.55

Keynote address

Building trust in AI-powered customer engagement

Päivi Svens

Chief Brand Officer

OP Pohjola

11.55 - 12.15

Advisory

Reach gets you seen. Relevance gets you chosen. - When customers ask AI first.

Joaquin Dimas

Senior CX Consultant

msg for banking

12.15 - 12.35

Fireside chat

Rethinking customer acquisition in the era of AI

Explore how banks should prepare for the disruptive impact of agentic commerce and AI-driven searches
Discover how banks can leverage AI to improve conversion rates and drive down customer acquisition costs
Unpack key AI use cases from enhanced intent analysis and channel optimisation to adaptive content creation

Malthe Falck

Head of Group Digital

Nordea

Shan Lodh

Head of AI

Hyperlayer

12.35 - 13.05

Panel discussion

Building the next generation of conversational AI agents

Get up to speed on the most sophisticated conversational and agentic AI capabilities in use today
Understand how banks can use AI agents to deliver more intelligent and intuitive self-service offerings
Unpack how AI agents can reduce burdens on support teams without compromising on customer experience
Examine the practical challenges in implementing AI agents from model development and testing to deployment

Karoliina Kettukari

AI Director

OP Pohjola

Aidas Malakauskas

Head of Interaction Solutions

Swedbank Baltics

Arlo Bryer

Agent Engineering Lead

Sierra

Stage 2 - Transforming Nordic payments

11.35 - 13.05

Moderated by:

Camilla Åkerman

Secretary General

Nordic Payments Council

11.35 - 11.55

Keynote address

A new payment scheme for Iceland: building a sovereign and secure payment system

Tómas Brynjólfsson

Deputy Governor for Financial Stability

Central Bank of Iceland

11.55 - 12.15

Advisory

Commercial cards: a banker’s guide to a growing revenue opportunity

Michalis Michaelides

Business Development Director, Nordics, Total Issuing Solutions

FIS

Steven Jacob

Partner

Arkwright Consulting

12.15 - 12.35

Fireside chat

Readying for instant payments: VoP and beyond

Reflect on industry adoption of instant payments ahead of the 2027 deadline for non-eurozone countries
Explore how Finans Denmark are rolling out Verification of Payee and the early results from implementation
Unpack how banks can enhance real-time detection and mitigate the fraud risks of instant payments

Mette Sturup

Head of Digitization Policy

Finans Danmark

Kamlesh Harry

International Strategic Advisor

Nasdaq Verafin

12.35 - 13.05

Panel discussion

Harmonising cross border payments in the Nordics and beyond

Martin W Johansson

Acting Chief of Staff to the Director General

Swedish Financial Supervisory Authority (Finansinspektionen)

Fredrik Tallqvist

Regional Representative, Nordics and the Baltics

EBA Clearing

Aleksi Grym

Head of Payment Systems Department

Bank of Finland

Sarah Fallstrom

Head of Visa Direct

VISA

Stage 3 - Information sharing in counter fraud

11.35 - 13.05

Moderated by:

Sune Gabelgård

Member of the National Crime Prevention Commission

The Danish Parliament

11.35 - 11.55

Keynote address

The role of public-private partnerships in anti-financial crime

Sune Gabelgård

Member of the National Crime Prevention Commission

The Danish Parliament

11.55 - 12.15

Keynote address

Findings from the regulatory sandbox: the legal scope for more effective data sharing

Simen Austrått

Head of Intelligence FC3

DNB

12.15 - 12.35

Fireside chat

Shared signals, collective action: how Nordic institutions can disrupt connected fraud with global, cross-institutional intelligence

Dave Laramy

Global Head of Fraud

Klarna

Joseph Bristow

Director, Product SME

NICE Actimize

12.35 - 13.05

Panel discussion

Developing information sharing networks: overcoming the practical challenges

Examine the key trends around fraud and cross-border criminal networks that are making information sharing essential
Get to grips with the regulatory, technical and commercial challenges of building effective information sharing networks
Gain key insights from early market pilots and up-and-coming information sharing initiatives to date
Understand how further cooperation can be enabled between governments, banks, payment networks and vendors

Nicolaj Brandt-Møller

Program Manager, Fraud Management

Danske Bank

Morten Draegni

General Manager

Nordic Financial CERT

Marius Styczen

Head of Financial Crime Prevention Norway

SEB

Antti Alestalo

Senior Business Developer, Anti-Financial Crime

OP Pohjola

Nick Parfitt

Fraud and Financial Crime Specialist

Feedzai

MoneyLIVE Lounge - MoneyLIVE Meetups

11.35 - 13.05

Lending meetup

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE Lounge.

Stage 1 - The future of European wallets and A2A

14.15 - 15.40

Moderated by:

Corinna Scatena

Director, Legal & Governance, Getnet Europe

Banco Santander

14.15 - 14.30

Keynote address

EPI Wero: the next stage of expansion

Ludovic Francesconi

Chief Member and Strategy Officer

EPI Company

14.30 - 14.50

Fireside chat

From digital communication to payment: embedding A2A into everyday customer journeys

Katharina Luschnik

Vice President Sales

Mastercard

Erik Abildgaard Knudsen

Chief Product Officer

e-Boks

14.50 - 15.10

Fireside chat

EuroPA: towards truly interoperable pan-European wallets

Vegar Heir

Chief Commercial Officer

Vipps MobilePay

Martin Azcue Lopez

Business Development Director

Bizum

15.10 - 15.40

Panel discussion

The end of card dominance? Charting the future of A2A

Examine the key market trends around A2A adoption across ecommerce and instore transactions
Explore how NFC-based Tap-to-Pay wallets are enhancing convenience and driving growth in A2A
Get insights into how leading merchants are weighing up the trade-offs of A2A versus cards
Explore the efforts to overcome key gaps across consumer adoption, protection and dispute mechanisms

Sumit Kumar

Head of Card Payments & Consumer Finance Technology

Danske Bank

Dan Axelsson

Expert Business Developer - Payments

Nordea

Patrik Centellini,

Senior Payment Strategist

Swish

Stage 2 - Fraud and AML: staying ahead in a changing landscape

14.15 - 15.45

Moderated by:

Humera Yakub

Head of Fraud

Pay.UK

14.15 - 14.45

Fireside chat

Building resilience in the digital bank: staying ahead of fraud and financial crime

Explore how digital banks are shifting from risk management to resilience, embedding this thinking into products, technology and customer journeys
Understand how a more resilient approach can help digital banks stay ahead of fraud and financial crime as threats evolve
Examine how customer centricity should shape risk and fraud decisions, balancing fair, frictionless experiences with robust protection
Discover how AI, automation and data can strengthen resilience, enhance fraud protection and help digital banks scale safely

Hanna Sarraf

Chief Risk Officer

Monzo Europe

Marius Styczen

Head of Financial Crime Prevention Norway

SEB

Alex Robinson

Director, Global Advisory

Biocatch

14.45 - 15.10

Fireside chat

The EU AML regulation: how must KYC practices adapt?

Reda Stanytė

Head of AML Regulation Division

Bank of Lithuania

David Awit

Director of Sales

Fourthline

15.10 - 15.45

Panel discussion

PSD3 and the PSR: readying for the new counter fraud obligations

Gain clarity on the key obligations and new compliance requirements that the PSR will pose for fraud and AML teams
Get to grips with key changes regarding SCA requirements, API standards and information sharing
Understand how banks must work to strengthen customer education and address new types of spoofing fraud
Examine how banks must invest to achieve real-time fraud detection and transaction monitoring capabilities

Alexandria Nguyen

Principal Compliance Officer

Danske Bank

Mindaugas Kutkaitis

Fraud Operations Unit Manager

Luminor

Marc Bewernik

Director of Product

Banfico

Stage 3 - New opportunities in the lending landscape

14.15 - 15.45

Moderated by:

Paul Mullins

Managing Director, Global Strategic Initiatives

Formerly HSBC

14.15 - 14.45

Panel discussion

Embedded and contextual lending: meeting customers at the point of need

Christie Holm Kristensen

Strategic Integrations Partnership Director

Danske Bank

Sander Aasna

Chief Product Officer

SEB Baltics

Justin Silsbury

Product Business Manager

Infosys Finacle

14.45 - 15.05

Case study

Personalised, flexible lending: putting power in the hands of the customer

Einar Eidsson

Chief Product Officer

indó

15.05 - 15.45

Panel discussion

Digitising the lending journey: taking seamlessness to new heights

Sander Aasna

Chief Product Officer

SEB Baltics

Kaspars Lukacovs

Head of Retail Business

Luminor

Alīna Liepiņa-Geiba

Head of Lending Product Development in Baltics

Citadele banka

Adam Busznyak Rydh

Regional Vice President EMEA

nCino

MoneyLIVE Lounge - MoneyLIVE Meetups

14.15 - 15.45

CX Meetup

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE lounge.

Stage 1 - The AI-powered bank

16.15 - 17.35

Moderated by:

Corinna Scatena

Director, Legal & Governance, Getnet Europe

Banco Santander

16.15 - 16.35

Keynote address

Agentic workflows: readying for a new wave of intelligent operations

Rolf Njor Jensen

VP of Technology

Lunar

16.35 - 16.55

Advisory

Scaling your agent workforce: a practical playbook for governance, cost, and ROI

Jeff Wang

President, New Enterprise

Cognition

16.55 - 17.35

Panel discussion

Realising the potential of agentic AI in banking

Where are AI agents set to radically transform operations for banks today?
Empowering employees: what training and re-skilling is required for employees to make the most of AI?
The changing structure of the bank workforce: how will roles change and what roles might be eliminated?
Managing a hybrid workforce: how can banks create effective synergy between AI agents and human staff?
Responsible AI: how can banks engineer control into AI agents and embed governance effectively?
The agentic future: how should banks prepare for the growing autonomy of AI agents?

Ganesh Chandrasekar

Head of AI Portfolio Delivery

Nordea

Mart Roosimägi

Head of AI Scaling and Strategy - Baltic Banking

Swedbank

Carl-Edvard Holmberg

Chief Innovation Officer, New Technologies, AI

S-Pankki

Richa Kapoor

Associate Vice President - Regional Head, Nordics

Infosys

Stage 2 - Business banking innovation

14.15 - 17.30

Moderated by:

Paul Mullins

Managing Director, Global Strategic Initiatives

Formerly HSBC

16.15 - 16.35

Keynote address

Premium API innovation: the new revenue opportunities in business banking

Christie Holm Kristensen

Strategic Integrations Partnership Director

Danske Bank

16.35 - 17.00

Fireside chat

Strengthening corporate treasury services: real-time, digital, automated

Unpack how banks are using APIs and AI to improve real-time cash visibility and cashflow forecasting for treasurers
Understand how banks can seamlessly embed services into client’s ERP, TMS and accounting platforms
Explore how banks can leverage new tools to automate reconciliation for clients and eliminate manual tasks
Discover how DLT is creating new opportunities to enhance bank services for corporate treasurers

Floor Meeuwis

Liquidity, (Virtual) Account Management, and Advisory

Société Générale

Jonas Palm

Head of Nordic Product Management, Cash Management

BNP Paribas

17.00 - 17.30

Panel discussion

Taking SME lending further: smarter, digital, embedded

Jason Francis

Co-founder

Qred Bank

Ankur Sisodia

Chief Product Officer

RiverBank

Thorsten Seeger

Member of the Management Board

SME Bank

MoneyLIVE Lounge - MoneyLIVE Meetups

16.15 - 17.45

Payments meetup

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE Lounge.

Select a stage

Session Five: Driving innovation in Nordic banking

09.05 - 09.10

Chair's opening remarks

Peter Nordgaard

Associate Professor, Executive Finance & Economics

AVT Business School

09.10 - 09.30

Keynote address

The Northmill vision: powering expansion through customer-centric innovation

Julie Chatterjee

Group Chief Executive Officer

Northmill Bank

09.30 - 09.50

Keynote address

Dansk Vækstkapital IV: accelerating FinTech innovation

Casper Bruyant Bonde

Chief Executive Officer

Danske Private Equity

09.50 - 10.10

Advisory

How banks can compete in the age of instant money movement

Bo Knoblauch

Director, Business Development Executive

Visa Direct

Kasper Selch Larsen

SVP, Payments Infrastructure and Products

AL Sydbank

10.10 - 10.30

Keynote address

Scaling innovation without compromising trust

Kirsten Renner

Group Chief Information Officer & Head of Group Technology

Nordea

10.30 - 11.00

Panel discussion

Lessons from the global challengers: innovating business models for the next decade

Finding a market niche: how have challengers identified needs underserved by traditional banks?
New markets and new segments: where are challengers placing bets for strategic growth?
Raising the bar on digital customer experience: where are challengers having the most disruptive impact?
Building for the future: how are challengers harnessing the opportunities of emerging technologies?
Creating an innovation-first culture: what lessons can incumbents take away from challenger success?

Hjördís Elsa Ásgeirsdóttir

Chief Marketing Officer

indó

Tuomas Autero

Country Manager for Finland

Revolut

Jonas Iqbal

Country Lead Denmark

Klarna

Stage 1 - Serving customer needs

11.45 - 13.15

Moderated by:

Peter Nordgaard

Associate Professor, Executive Finance & Economics

AVT Business School

11.45 - 12.05

Case study

Supporting financial wellbeing: how can banks do more for customers?

Pär Ahrling

Head of Institute for Financial Health

Swedbank

12.05 - 12.25

Advisory

When customers stop opening your app: will their agent still choose your bank?

Genady Chybranov

Head, BFSI Center of Excellence

Sigma Software

12.25 - 12.45

Fireside chat

Cognitive, intelligent banking: towards pre-emptive customer engagement

Jacob Hvidberg Falkencrone

Head of AI & Open Platforms

Saxo Bank

12.45 - 13.15

Panel discussion

Banking for the next generation: doing more for younger customers

Understand why enhancing youth services is essential for banks to remain relevant and improve customer lifetime value today
Explore how banks can play an active role in supporting young people to gain skills in managing money responsibly
Get insights into the latest product innovations and strategic thinking of banks expanding their youth offerings
Take away key lessons for how to strengthen offerings to attract and retain the next generation

Søren Rode Andreasen

Head of Digital Customer Engagement

Nordea

Einar Eidsson

Chief Product Officer

indó

Rodrigo DeCossio

AVP, WEU GTM

Parloa

Stage 2 - Resilience and cybersecurity

11.45 - 13.15

Moderated by:

Corinna Scatena

Director, Legal & Governance, Getnet Europe

Banco Santander

11.45 - 12.05

Keynote address

Strengthening resilience through offline payments

Maria Lundström

Head of Division for Preparedness, Internal Control and Operational Support Department

Sveriges Riksbank

12.05 - 12.35

Fireside chat

Navigating digital dependency in a heightened risk landscape

Get to grips with why vendor dependency and concentration risks are heightening in the current digital landscape
Examine how banks can strengthen vendor due diligence strategies and continuous performance reviews
Understand how to prepare robust business continuity, contingency, and exit plans to manage potential disruptions resulting from third-party failures.
Explore best practices to ensure ongoing alignment of risk frameworks to regulatory expectations

Andreas Bergqvist

Chief Security Officer, Financial ID Technology

BankID

Stefán Þór Björnsson

Executive Director and Security Officer

Íslandsbanki

Osmo Timonen

Head of Regulatory Data

Aktia Bank

12.35 - 13.05

Panel discussion

AI in cybersecurity: assessing the new opportunities and threats

Johanna von Rosen

Acting Chief Information Security Officer

Sveriges Riksbank

Stage 3 - Digital identity innovation

11.45 - 12.50

Moderated by:

Martin Gregor Schuricht

Managing Director

Schuricht Executive

11.45 - 12.05

Keynote address

European business wallets: towards simpler digital operations

Daan van den Eshof

Business Developer & Project Manager Digital Identity Wallets

WE BUILD Consortium

12.05 - 12.50

Panel discussion

The commercial potential of EUDI: streamlining onboarding, payments and beyond

Explore the potential for EUDI to improve onboarding and KYC, particularly across borders
Get to grips with the role of EUDI in payments and the opportunities around combining identity and transactions
Explore how EUDI could change the fraud and security landscape, and what this means for banks
Assess the role banks could play in the EUDI ecosystem, from issuing wallets to providing trusted identity services

Mattias Rohmée

Chief Strategy & Analytics Officer, Financial ID Technology

Bank ID

Erik Almedal

SVP, Head of Identity

DNB

Kevin Meijer

Policy Advisory

Dutch Payments Association

Stage 1 - Stablecoins and digital currencies

14.30 - 16.00

Moderated by:

Peter Nordgaard

Associate Professor, Executive Finance & Economics

AVT Business School

14.30 - 14.50

Keynote address

Qivalis: Bringing the euro on-chain

Jan-Oliver Sell

Chief Executive Officer

Qivalis

Mads Clemmensen

Head of Digital Assets

Danske Bank

14.50 - 15.10

Keynote address

The Digital Euro and Europe’s Digital Money Ecosystem

Anne-Sophie Gogl

Chairwoman

Digital Euro Association

15.10 - 15.30

Keynote address

Rewiring Cross-Border Payments : Lessons from Project Agora

Jess Renier

Head of Digital Finance

Institute of International Finance

15.30 - 16.00

Panel discussion

Defining the next evolution of digital money

The key initiatives in tokenized payments: what lessons can be learned from the early pioneers in the market?
Streamlining cross-border: how are stablecoins and tokenized payments set to revolutionize money movement?
From cash management to trade: where can DLT help banks unlock new services for corporate clients?
The programmability potential: where can conditional payments and smart contracts unlock new revenue?
Becoming a stablecoin issuer: to what extent is this a viable commercial model for banks?
Digital currencies and financial stability: how serious is the potential threat of bank disintermediation?
Stablecoins, tokenized deposits, CBDCs: how will the battle to define the next evolution of money play out?

Mads Clemmensen

Head of Digital Assets

Danske Bank

Ville Sointu

Chief Strategist, Digital Currencies and Transaction Banking

Nordea

Filippo Chiricozzi

Deputy Head of DLT & Digital Assets

Banca Sella

Genevieve Douhet

Global Transaction & Payments Services - Crypotassets Program Director

Société Générale

Joachim Schwerin

PhD economist; member of bundesblock

Agenda | MoneyLIVE Nordic Banking

MoneyLIVE Lounge - MoneyLIVE Meetups

14.30 - 16.00

Find your community at MoneyLIVE Meetups – informal, themed networking sessions designed to connect professionals with shared interests. Open to all!

Hosted at the MoneyLIVE Lounge.

Day 1
____

STAGE 1

The future of Nordic banking

CEO keynotes

Leaders’ forum: Redefining commercial strategies for a changing market

CUSTOMER STAGE

CX and engagement

Agentic AI: a revolution in customer self-service?

Delivering personalised data-driven services

Reimagining the banking proposition: making life easier for customers

FRAUD & SECURITY STAGE

Fraud and financial crime

Finans Danmark keynote

Taking the fight to APP fraud

Instant payments fraud

AI in counter fraud and AML

PAYMENTS STAGE

Payment infrastructure

RIX-INST: the competitive impact of instant rails

Cross-border harmonisation

A2A payment rails

STARTUP CITY

Founders' forum

What to look for in a winning start-up

Investor and start-up partnerships

Founders’ journeys and Q&A

CUSTOMER STAGE

Digital identity and KYC

The EU Digital identity wallet

Next-gen authentication and verification

Customer onboarding and KYC

FRAUD & SECURITY STAGE

Resilience and security

DDOS attacks: the rising cyber threat

AI and cyber resilience

Digital operational resilience

PAYMENTS STAGE

Consumer payments and wallets

Recurring payments and subscriptions

The next evolution of the wallet market

STARTUP CITY

FinTech pitches

FinTech Pitches

Audience voting and awards

STAGE 1

Core banking transformation in the age of AI

AI-powered core transformation

The Danske Bank transformation journey

The AI revolution

The Official After Party

Day 2
____

STAGE 1

Evolving the banking proposition

Meeting the banking needs of each generation

BaaS business models

Challenger bank growth

OPEN DATA & LENDING STAGE

FIDA: the open data opportunities

FIDA: the strategic implications

The technological requirements of open finance

Leveraging open data for customers

EMERGING TECH STAGE

AI-powered operations

Agentic AI: automating core operations

Coding and software development

AI in operations

BUSINESS BANKING STAGE

Business banking innovation

Digital SME banking

Cash management for corporates

Optimising SME lending

WORKSHOP

Fraud workshop

Customer education and nudges in the fight against fraud

OPEN DATA & LENDING STAGE

Lending strategies

Outlook for the mortgage market

Next-gen credit scoring: leveraging open data

Efficiencies across the lending lifecycle

EMERGING TECH STAGE

2026 Agenda

Take a look at the hot topics at 2026's Nordic banking conference.

Session One: Navigating uncertainty through Nordic innovation

Chair's opening remarks

Sara Sjølin

Resilience and convenience today and tomorrow

Tomas Hedberg

The power of relationships in the age of AI

Sven Eggefalk

When cyber threats become trust threats​: navigating uncertainty through innovation

Berthold Barodte

A new paradigm: re-defining bank strategies for a changing world

Francesco Aghemio

Jon Nicholson

Sven Eggefalk

Stage 1 - Customer acquisition and engagement in the age of AI

Moderated by:

Sara Sjølin

Building trust in AI-powered customer engagement

Päivi Svens

Reach gets you seen. Relevance gets you chosen. - When customers ask AI first.

Joaquin Dimas

Rethinking customer acquisition in the era of AI

Malthe Falck

Shan Lodh

Building the next generation of conversational AI agents

Karoliina Kettukari

Aidas Malakauskas

Arlo Bryer

Stage 2 - Transforming Nordic payments

Moderated by:

Camilla Åkerman

A new payment scheme for Iceland: building a sovereign and secure payment system

Tómas Brynjólfsson

Commercial cards: a banker’s guide to a growing revenue opportunity

Michalis Michaelides

Steven Jacob

Readying for instant payments: VoP and beyond

Mette Sturup

Kamlesh Harry

Harmonising cross border payments in the Nordics and beyond

Martin W Johansson

Fredrik Tallqvist

Aleksi Grym

Sarah Fallstrom

Stage 3 - Information sharing in counter fraud

Moderated by:

Sune Gabelgård

The role of public-private partnerships in anti-financial crime

Sune Gabelgård

Findings from the regulatory sandbox: the legal scope for more effective data sharing

Simen Austrått

Shared signals, collective action: how Nordic institutions can disrupt connected fraud with global, cross-institutional intelligence

Dave Laramy

Joseph Bristow

Developing information sharing networks: overcoming the practical challenges

Nicolaj Brandt-Møller

Morten Draegni

Marius Styczen

Antti Alestalo

Nick Parfitt

MoneyLIVE Lounge - MoneyLIVE Meetups

Lending meetup

Stage 1 - The future of European wallets and A2A

Moderated by:

Corinna Scatena

EPI Wero: the next stage of expansion

Ludovic Francesconi

From digital communication to payment: embedding A2A into everyday customer journeys

Katharina Luschnik

Erik Abildgaard Knudsen

EuroPA: towards truly interoperable pan-European wallets

Vegar Heir

Martin Azcue Lopez

The end of card dominance? Charting the future of A2A

Sumit Kumar

Dan Axelsson

Patrik Centellini,

Stage 2 - Fraud and AML: staying ahead in a changing landscape

Moderated by:

When cyber threats become trust threats: navigating uncertainty through innovation