Innovation ignited
The leading banking and payments conference in the Nordic and Baltic regions
23 – 24 October 2023 | Radisson Blu Scandinavia, Copenhagen
24 October 2023 | FinTech Village | Mogens Dahl Koncertsal
Watch innovation come to life.
MoneyLIVE Nordic Banking unites the top leaders from across the Nordic and Baltic regions to take innovation to new heights. Be inspired by visionaries, and ensure you’re at the centre of transformational developments. The ideas sparked at MoneyLIVE Nordic Banking will set the bar for future innovations – will you be part of the conversation?
SPEAKERS
ATTENDEES
STAGES
%
BANKS
2023 CONFERENCE SPEAKERS
For industry updates and live speaker announcements, follow MoneyLIVE on LinkedIn.
Stephan Erne
Chief Digital Officer, Handelsbanken
Camilla Åkerman
Secretary General, Nordic Payments Council
Ken Villum Klausen
Chief Executive Officer, Lunar
Henrik Eklund
Chief Executive Officer, Ikano Bank
Mattias Persson
Chief Economist and Global Head of Macro Research, Swedbank
Taru Möller
Head of TxB Propositions & Partnerships, Nordea
Giorgio Andreoli
Director General, European Payments Council
Dag-Inge Flatraaker
Senior Vice President of Group Payments Infrastructures, DNB
Follow us
For industry updates and live speaker announcements
2023’s key themes
Navigating geo-political and economic uncertainty
- Global economic outlook
- FinTech partnerships
- Preparing for a new interest rate paradigm
Futureproofing payment rails
- SEPA request to pay
- P27: what now, where next?
- Instant payments
- Future of payments infrastructure
Upcoming payments innovation
- POS & SoftPOS innovation
- A2A, VRPs, open banking payments
- BNPL
Customer central
- Playing a deeper role in customers’ lives
- Holistic & connected user journeys
- Gamification spotlight
- Human, hybrid, beyond: optimal CX strategies
Innovation lab | Visionary voices
- Generative AI & ChatGPT
- Next-gen customers
- ESG innovations
- The creator economy
- Quantum computing
- NFTs
Contextual & embedded finance
- Distribution strategies
- Channels: being where the customer is
- CX in an embedded world
- Value-added services
Operational optimisation
- Next-stage automation
- Operational agility & microservices
- People & workforce
All eyes on lending strategy
- Responsible lending
- Enhancing credit risk accuracy
- Mortgage innovation
Identity & fraud
- EU identity wallet
- Next-gen analytics
- Counter fraud strategies
The platform revolution
- B2B commercial opportunities for banks
- API platform development
- Marketplace & partnership strategies
DARQ & Web 3.0 futures
- DARQ futurist perspective
- Tokenomics 101
- Banking in a Web 3.0 world
FinTech Village
- How to grow with venture capital
- FinTech pitches
- Networking drinks
NON-STOP NETWORKING
23 October | The MoneyLIVE After Party | Restaurant Babylon | Sponsored by Mastercard
Expect amazing views under open skies as we head to the 19th century wooden Lake Pavilion to Restaurant Babylon. This historic building overlooks the stunning Peblinge Sø Lake in central Copenhagen. Explore colourful themed rooms, as we take over this iconic landmark for the night. Continue networking as you enjoy signature cocktails, delicious canapes and beautiful views – THIS is where the magic happens!
24 October | The FinTech Village | Mogens Dahl Concert Hall
Keep your finger on the pulse of Nordic FinTech excellence at this year’s FinTech Village, taking place in the afternoon of Day 2. It’s the perfect way to say farewell to friends both old and new, while meeting the region’s most innovative start ups. If you’re a start up, FinTech, VC, accelerator or investor, this is the place for you.
We also offer a discounted fintech rate and have press passes available. Click to see if you’re eligible.
“MoneyLIVE provides a space for creative thinking across companies and borders.”
Senior Strategic Partnership Manager, DNB
WHO ATTENDS
Just some of the companies joining 2023’s Nordic banking conference.
EVENT AGENDA
Check out full details of the unmissable banking and payments sessions at this year’s conference.
Day 1
Day 2
Session One | The future of Nordic Banking
Keynote address
Re-imagining the future of payments
Ken Villum Klausen
Chief Executive Officer
Lunar
Leaders’ forum
Defining tomorrow’s banking strategy
- An era of economic downturn and geopolitical instability: how can banks stay resilient?
- Digital-only challengers, BNPL and BigTech: remaining relevant in a sea of new competitors
- Towards a DARQ and Web 3 future: what do banks need to do now to prepare?
- Maximising R.O.I and value from digital investment: strategies for success
- From FinTech M&A to product innovation: thriving in a new interest-rate paradigm
- CBDCs, cryptocurrencies and stablecoins: charting the future of money and how banks should prepare
- From sustainability to social governance: how do business models need to adapt?
Stephan Erne
Chief Digital Officer
Handelsbanken
Haukur Skúlason
Chief Executive Officer
indó
Henrik Eklund
Chief Executive Officer
Ikano Bank
Refreshments
Session Two | Economic uncertainty | Payments | ID & fraud
Stage 1 | Navigating geo-political and economic uncertainty
Moderator
Peter Nordgaard
Associate Professor, Executive Finance & Economics
AVT Business School
Keynote address
Global economic outlook: a slowdown or a recession
Mattias Persson
Chief Economist and Global Head of Macro Research
Swedbank
Fireside chat
Realising value in FinTech partnerships
- From BaaS to crypto: where are we seeing the most partnership activity?
- Identifying where FinTech partnerships can help accelerate strategic goals
- Strengthening existing propositions: where can FinTech partnerships add the most value to banks?
Matthijs van Voorst
Director Strategic Partnerships
ABN AMRO
Erlend Nitter-Hauge
Senior Strategic Partnership Manager
DNB
Panel discussion
Proactive not reactive: preparing for a new interest rate paradigm
- Grasping the opportunities of a high interest rate era: what are the fundamental impacts on product strategy?
- From value-added-services to flexible repayments: what areas are most ripe for product innovation in this high interest era?
- Spotlight on subprime lending: how can AI help counter the risks? Is this a sustainable path to follow?
- From the resurgence of ISAs to new savings products: how is the savings landscape evolving in this high interest paradigm?
- Pivoting and responding nimbly in a competitive landscape: what more can banks do?
- Improving time to market: what are the key success factors?
Saira Khan
Head of Innovation & Partnerships
First Direct
Max von Bismarck
Chief Business Officer
Raisin
Einar Eidsson
Head of Product
indó
Stage 2 | Building the payment rails of tomorrow
Moderator
Sirpa Nordlund
Head of Retail, Nordics
Vipps MobilePay
Keynote address
A spotlight on SEPA request to pay
Giorgio Andreoli
Director General
European Payments Council
Fireside chat
The quest for instant, cross-border payments
- Unpacking the journey towards instant, cross-border payments to date: what are the key lessons learned?
- A spotlight on CoP: what are the benefits, and how will this impact instant payment requirements in the future?
- Blue sky thinking: envisioning a new, robust payments system in the Nordics
Camilla Åkerman
Secretary General
Nordic Payments Council
Kasper Olsen
Executive Director
Danske Bank
Panel discussion
Harmonised, real-time, secure: future-proofing payments infrastructure
- Today’s fragmented payments ecosystem: how can a harmonised approach be achieved globally?
- Ensuring security and safety in an instant payment world
- From P27 to ISO20022 to EPI: how must banks prepare for an interoperable, international future?
- Instant, affordable, secure: preparing the next iteration of SEPA framework
- From A2A to embedded finance: ensuring payments rails are able to support the open ecosystem
- What role will crypto currencies and CBDCs play in shaping the future of the global payments system?
Dag-Inge Flatraaker
Senior Vice President of Group Payments Infrastructures
DNB
Christian Luckow
Senior Vice President, Tribe Lead, Payments
Danske Bank
Jonas Vyšniauskas
Pan-Baltic Product Owner
Luminor
Giorgio Andreoli
Director General
European Payments Council
Stage 3 | Identity and fraud
Fireside chat
Fighting deepfakes with converged digital identity
- Account takeover, unauthorised access, fraud: evaluating today’s landscape
- The rise of generative AI: how has this impacted fraud strategies and criminal activity?
- A spotlight on the impact of deepfakes on consumers, employees, and partners
- Tapping into the power of converged identity and access management
Jochen Raymaekers
Principal Solution Architect
ForgeRock
Adam Preis
Senior Product & Solutions Marketing Manager
ForgeRock
Presentation
Fraud: what comes first?
Jukka-Pekka Kokkonen – Nexi Group
Head of Fraud and Dispute, Issuing Solutions
Nexi Group
Panel discussion
The digitalisation of fraud and counter-fraud
- Fragmentation of fraudsters in an ever-changing digital landscape: how has this impacted the fight against fraud?
- The shift in customer behaviour and channels of engagement: how has this impacted fraud trends?
- Harnessing the power of predictive and real-time analytics: preventing instant payment fraud
- Strengthening digital identity authentication: exploring the potential of digital IDs, biometrics and more
- How can banks better educate their customers on potential fraud risks?
- Identifying and proactively protecting customers who become vulnerable: how can this be achieved?
Linus Fugl
Senior Vice President Tribe Lead Financial Crime Prevention
Danske Bank
Mika Linna
Head of Financial Crime and Cybersecurity
Finance Finland
Kristofer Söderholm
Security and Business Development
BankID
Freddy Arthur
EMEA Fraud Strategy Leader
NICE Actimize
Lunch
Session Three | Lending | Payments | Innovation lab
Stage 1 | All eyes on lending strategy
Moderator
Peter Nordgaard
Associate Professor, Executive Finance & Economics
AVT Business School
Keynote address
The responsible lending game-plan: the opportunities and the risks
Mats Persson Bergius
Head of Lending, General Manager Sweden & Norway
Lunar
Fireside chat
Enhancing credit risk accuracy: from real-time data to new models
- How do lenders’ affordability assessments need to adapt during the cost-of-living crisis, and how can AI help?
- AI and credit risk: optimising credit decisioning and enabling faster ‘time to money’ lending
- Providing real-time credit decisioning in today’s instant world: the challenges and the opportunities
- A new approach to model risk management: to what extent do existing models need to transform to better reflect today’s environment?
Thomas Bryne
Thom Bryne, Manager - Product Management – UK
nCino
Gabriele Sabato
Co-Founder and Chief Executive Officer
WiserFunding
Panel discussion
Digital, green and beyond: mortgage innovation in focus
- Green mortgages: what more is needed to bring them to maturity? What’s next for sustainable mortgage initiatives?
- Digital, ease, speed: to what extent should mortgage experiences be digital end-to-end? What are the key considerations?
- Providing value-adding advice and guidance during the home buying journey: how can this be enhanced, and what role might bots play?
- Mortgages as part of a wider ecosystem: how can lenders nurture the customer relationship earlier on in the home-buying journey?
- A spotlight on the ageing population and first-time buyers: what more must be done to accommodate these customer segments?
- Balancing EU regulatory requirements with regional mortgage principles and models
- Blue sky thinking: what’s next for mortgage innovation and where are the biggest priorities?
Peter Jayaswal
Director Property Financing
Finans Danmark
Arjan Verbeek
Chief Executive Officer
Perenna
Normunds Ducis
Head of Mortgage Financing
Swedbank Latvia
Stage 2 | New payments innovation
Moderator
Sirpa Nordlund
Head of Retail, Nordics
Vipps MobilePay
Keynote address
Pushing the limits of payments innovation
Dan Axelsson
Product Manager - Payment Infrastructure
Swish
Presentation
Keeping payments secure: the role of digital IDs
Roland Eichenauer
VP Sales and Marketing eID
Nets
Panel discussion
Thriving in the new payments ecosystem
- Competing with BigTech and meeting new customer expectations: how can banks and payment providers keep pace with change?
- BNPL 2.0: what will be the next iteration?
- A2A, VRP, B2B: discovering the unlocked value of open banking payments
- Going beyond the pilot phase: preparing for digital currencies to become mainstream
- Going cashless: will Nordics set the pace for a cashless future?
- What effect will new payment ecosystems and channels have on cyber security, fraud and resilience?
- Harnessing the power of open APIs and cloud to accelerate payments transformation
Aleksi Grym
Head of FinTech
Bank of Finland
Niklas Arvidsson
Professor
KTH Royal Institute of Technology
Andreas Hallingström
Chief Executive Officer & Founder
Cappy
Jonas Palm
Nordic Product Manager Cash Management
BNP Paribas
Jos Veendrick
Head of Continental Europe
TSYS
Innovation Lab | Visionary voices
Visionary spotlight | Accelerating the green energy transition
David Klamer
Chief Executive Officer
Econans
Visionary spotlight | ChatGPT x CX – fad or future?
Paul Mullins
Head of Strategic Initiatives, Retail Banking and Strategy
HSBC
Visionary spotlight | Customer myopia: are banks missing out on the next generation of customers?
Jacob Munk-Stander
Co-Founder and Chief Executive Officer
Tobi
Visionary spotlight | Meeting the needs of gig economy workers and soloprenures
Tuomas Toivonen
Chief Executive Officer
Holvi
Refreshments
Session Four | Embedded finance, operational agility | Innovation lab
Stage 1
The age of contextual and embedded finance
Moderator
Peter Nordgaard
Associate Professor, Executive Finance & Economics
AVT Business School
Panel discussion
Being where the customer is: rethinking distribution strategies
- Moving with a shifting digital ecosystem: how do distribution strategies need to change?
- From customer acquisition to nurturing loyalty and engagement: defining your contextual finance strategy
- Ensuring contextual offers are value-adding: striking the balance between helpful and intrusive
- eCommerce giants, social media, superapps: which channels will dominate the customer journey?
- From secure digital identity to API standardisation: what are the biggest hurdles to achieving seamless embedded experiences?
- Social media nudges, robo-advice, auto-switching: envisioning the future of value-adding embedded experiences
Erlend Nitter-Hauge
Senior Strategic Partnership Manager
DNB
Taru Möller
Head of TxB Propositions & Partnerships
Nordea
Paul Mullins
Head of Strategic Initiatives, Retail Banking and Strategy
HSBC
Keynote address
The AI revolution: a new frontier for banks
Jean-Pierre Sleiman
Head of Data & Digital Operations
N26
Fireside chat
Digital, automation, AI: supercharging operations in banking
Keelan Singh
EMEA Banking Industry Leader
UiPath
Fireside chat
Enabling agile innovation
- Starting from the beginning: what do we mean by ‘agile’?
- Enabling agile innovation in a bank: what are the key ingredients?
- From automation to microservices: what have you seen provide the best results?
- Agile team organisation: what are the models best suited to banks?
- The potential of low-code/no-code: to what extent is it the silver bullet in agility?
- Creating an agile culture to drive innovation forward: the key success factors
John Skov
Head of Agile Innovation
Nordea
Nelson Wootton
Co-Founder and Chief Executive Officer
SaaScada
Innovation Lab | Visionary voices
Visionary spotlight | Health is the new wealth: adding meaningful value to customers
Mihkel Mandre
Founder and Chief Executive Officer
Lyfery
Visionary spotlight | Making ESG investing accessible and inclusive: what now, where next?
Jakob Hansen
Founder and Chief Executive Officer
DoLand
Visionary spotlight | Championing women in tech: turning ideas into action
Joo Runge
Chief Executive Officer
Women in Tech DK
Visionary spotlight | Behavioral economics: understanding how individuals make financial decisions
Christian Steininger
Global Head of Behavioral Economics
Allianz
After Party!
Session Five | The Platform Revolution
Chair’s opening remarks
Martin Gregor Schuricht
Executive
Schuricht Executive
Keynote address
Thriving in the digital ecosystem
Stephan Erne
Chief Digital Officer
Handelsbanken
Fireside chat
The platform economy 2.0: uncovering the B2B commercial opportunities for banks
- From loan origination to risk management to payments: which banking functionalities will be in highest demand amongst non-financial platform players?
- Creating an API ecosystem: should banks aim to create an API platform for B2B customers? What platform partners would add most value?
- The rise of BaaS aggregators: is this an opportunity for banks?
Peter Lund
Expert Business Developer
Nordea
Hector Arias
Retail Banking Global Lead
Red Hat
Panel discussion
Thriving in the platform economy
- Competing against Big Tech and super apps: how can banks stay in the game?
- Understanding where and how you fit in in the new value chain network: what are the options?
- Devising a marketplace strategy: what’s needed to make marketplace orchestration viable for banks?
- Being where the customer is: how can banks form successful distribution partnerships? Which platforms will provide the best results?
- BaaS, PaaS and beyond: realising and capitalising on the commercial opportunities for banks
- Bringing value from the platform economy to SME and business banking: where are the opportunities?
Donatas Šumyla
Head of Startup Partnerships
Swedbank
Caroline Berg Von Linde
Product Manager Bank 4.0 / Embedded Finance
SEB
David McLaren
Commercial Director
Temenos
Refreshments
Session Six | Open banking innovation | Customer experience
Stage 1 | Taking open innovation further
Moderator
Martin Gregor Schuricht
Executive
Schuricht Executive
Keynote address
The transition from PSD2 to PSD3
Gunnar Berger
Head of Open Banking
Nordea
Fireside chat
Creating an optimal BaaS offering
- Evaluating the success of BaaS to date: what’s working and what needs improving?
- Finding a niche BaaS gap in the market: identifying where your strengths lie as a business
- Utilising FinTech M&A to improve BaaS offerings: identifying the quick wins
- Taking BaaS further: how can current offerings be diversified into new markets
Malcolm Vernon
Partnerships in New Business Models and Strategy
BBVA
Panel discussion
Open ecosystems: tapping into the next wave of opportunity
- Compliance, risk and culture: what are the key considerations when establishing partnerships?
- Open data interfaces: where are we on the journey to standardised cross-sector open APIs?
- Developing the propositions of tomorrow: what new value could be created with cross-sector data?
- From PFM to ESG: leveraging the deeper insights gained through ecosystem connectivity to achieve accurate outcomes for stakeholders
- Building the bank of the future: how to ensure API connectivity is championed throughout the organisation
- Beyond open APIs: what else is needed to accelerate innovation in the open ecosysem?
Christian Fjestad
Head of Innovation
SpareBank1 Østlandet
Martina Wallenberg
Head of R&D and Transformation
SEB
Stage 2 | Customer central
Moderator
Sara Sjölin
Financial Reporter
Berlingske
Keynote address
Playing a deeper role in customers’ lives
Rikard Søreng
Senior Vice President, Head of Innovation and Customer Journeys, Corporate Banking
DNB
Case study | Gimi
New level unlocked: embracing gamification to engage and educate customers
Philip Haglund
Chief Executive Officer and Founder
Gimi
Panel discussion
Digital, human, and everything in between: optimal CX today and tomorrow
- Man vs. machine: striking the balance between the efficiency of AI and the personalisation of human touch
- ChatGPT: how will advanced AI impact the future of CX?
- Advice vs. guidance: to what extent can AI chatbots deliver for customers while remaining compliant?
- No room for error: navigating AI bias in a digital first world
- Phone, chatbot, self-service: always offering choice to the customers
- Turning real-time data into valuable insights: making the leap to contextual personalisation
- Predictive analytics: how far are we on the journey to successfully anticipating customer needs?
- PFM and customer wellbeing: what steps can banks take to better serve customers in difficult times?
Mirjam Peetsmann
Group Head of Customer Experience
BigBank AS
Pia Fischer
Innovation Manager
SpareBank 1 SR-Bank
Jakob Aarup Petersen
Group Executive Vice President
Sydbank
Martins Berzins
Head of Digital Customer Experience
Citadele banka
Lunch
Session Seven | DARQ and web 3.0 futures
Futurist keynote
Envisioning and preparing for a DARQ future
Prof. Mikko Möttönen
Quantum Computing Expert
Aalto University
Fireside chat
Web 3.0: shaping the future of finance and beyond
- How will Web 3.0 re-shape commerce with DAO?
- Towards the metaverse: the applications of augmented and virtual reality for banks
- How will the interaction between Web3 and the banking and payments industry evolve over the next 5 years?
Malin Lignell
Vice President, Digitalisation and Innovation
Handelsbanken
George Groshkov
Chief Strategy Officer
Mint Ventures XYZ
The FinTech Village
Chair’s opening remarks
Helene Panzarino
Associate Director, Centre for Digital Banking and Finance
The London Institute of Banking and Finance
FinTech pitch 2 | GROWBLOCKS
Growblocks provides full visibility into revenue engines, eliminating ‘guess work’ through one connected platform.
Toni Hohlbein
Co-Founder & Chief Executive Officer
Growblocks
FinTech pitch 3 | SPENN
Spenn is a next-generation mobile banking app built on blockchain technology created to drive financial inclusion.
Jens Glaso
Chief Executive Officer
Blockbonds
FinTech pitch 4 | ANYFIN
Anyfin helps customers lower the cost of existing credit, manage debt, and gain an overview of their finances. All in one place.
Artin Esmailzadeh
Head of Growth
Anyfin
FinTech pitch 5 | SCALEUP FINANCE
Accounting and financial management for the future, giving founders the freedom to be founders.
Alexander Wulff
Chief Executive Officer and Co-Founder
Scaleup Finance
End of MoneyLive Nordic Banking & FinTech Village Programme
“An unmissable event for those serious about banking and payments transformation.”
Global Head of Strategy & Innovation, ING
Conference tickets
The more you buy, the more you save
Group of 5+
Financial Services*
Save 20% on tickets when you book a group of 5+
Group of 3+
Financial Services*
Save 15% on tickets when you book a group of 3+
Group of 3+
Standard*
Save 15% on tickets when you book a group of 3+
Book before 13 October for an Early Bird discount
Tickets include: ✓ 2 days of content across 3 stages ✓ Access to the virtual networking app
✓ Catering, including lunch and refreshments ✓ Our best ever After Party ✓ Entry to the FinTech Village
Financial Institutions*
save $100 Early Bird Until 13 October
$1,899.00 + VAT
Full Price $1,999.00 + VAT
Standard
save $200 Early Bird Until 13 October
$2,449.00 + VAT
Full Price $2,649.00 + VAT
PARTNER WITH US
Explore options for sponsoring our banking event.
Thought leadership
Taking part in a fireside chat, fielding a chair or participating in a panel discussion alongside industry leaders are just some of the thought-leadership opportunities for you to showcase your insight and expertise.
Brand awareness
You want to ensure your brand is front of mind with senior players in the banking and finance world. Using multiple channels across MoneyLIVE, we have the megaphone to tell your story and increase visibility of your brand.
Lead generation
We get industry leaders, you form lasting connections with those who have genuine buying power. From 1-2-1 meetings via a VIP concierge, to bespoke roundtables, the opportunities are endless.
2023 CONFERENCE SPONSORS
Platinum Sponsor
Gold Sponsor
Silver Sponsor
Bronze Sponsor
Media Partners
2022 Highlights
Thank you to all of those that joined us for our banking conference in Copenhagen last October,
including our super-star speakers and sponsors!
More amazing MoneyLIVE content
From MoneyLIVE TV and more
Designing the Digital Euro
Evelien Witlox, Programme Director Digital Euro, European Central Bank
Now available to stream
With the ECB’s digital euro investigation phase set to conclude in October, what’s next on cards for a Europe-wide CBDC? Hear from Evelien Witlox about the aims, advantages and actualities of a digital euro.
Forecasting the future of payments innovation
In conversation with Aleksi Grym, Head of Fintech, Bank of Finland
An exclusive interview
As a member of the Eurosystem’s digital euro project steering group, there’s no one better placed to give us the payments lowdown. Hear Aleksi’s thoughts on the future of payments innovation.
