MoneyLIVE Nordic Banking

Innovation ignited.

Check out the full agenda below

09.00 - 09.05

Chair opening remarks

Peter Nordgaard picture

Peter Nordgaard

Associate Professor, Executive Finance & Economics
AVT Business School
09.05 - 09.25
Keynote address

Banking in a new era: embracing open finance and AI

Tomas Hedberg picture

Tomas Hedberg

Deputy President and Deputy Chief Executive Officer
Swedbank
09.25 - 09.45
Keynote address

Leading the Baltics’ digital banking charge

Valters Ābele picture

Valters Ābele

Chief Financial Officer & Member of the Executive Board
Citadele banka
09.45 - 10.05
Keynote address

Banking in a risk landscape: taking resilience to new heights

Mark Kandborg picture

Mark Kandborg

Group Chief Risk Officer and Head of Group Risk
Nordea
10.05 - 10.45
Leaders' Forum

Defining strategies for 2025 and beyond

  • Banking in a period of uncertainty: how can banks remain resilient in the face of constant change? 
  • Taking customer centricity to the next stage: where do the main opportunities lie? 
  • Protecting margins in a period of disinflation: understanding the priorities for the year ahead 
  • API commercialisation: what are the keys to success?  
  • CBDC developments across Europe: how should banks prepare?  
  • M&A activity and partnerships: what can we expect in 2025 and where do opportunities lie?  
Sverre Hana picture

Sverre Hana

COO & Country Head, Client Coverage, Nordics
Standard Chartered
Stephan Erne picture

Stephan Erne

Chief Digital Officer
Handelsbanken
Manish Malhotra picture

Manish Malhotra

VP and Sales Head - FS EMEA
Infosys
11.30 - 11.50
Keynote address

Platformification and APIs: reshaping the corporate banking ecosystem

Liisa Kanniainen picture

Liisa Kanniainen

Strategic Lead
Nordea
11.50 - 12.10
Fireside chat

Open finance: where are we on the journey?

  • Open finance across Europe: what now, where next? 
  • Engaging customers in open finance: how can the benefits be best communicated? 
  • Accelerating open finance innovation: to what extent will PSD3 be the catalyst for uptake?  
  • Getting to grips with FIDA: what are the data sharing implications and how should banks prepare for the 2026 deadline? 
  • From closed to collaborative: tapping into cross-sector data sharing for maximum benefit  
Ragnar Toomla picture

Ragnar Toomla

Chief Product Owner, Digital Channels
SEB
Nikolas Schreck picture

Nikolas Schreck

Solution Architect
Commerzbank
12.10 - 12.30
Advisory

Advisory

Nick Platjouw picture

Nick Platjouw

Area Director Northern Europe
Personetics
12.30 - 13.00
Panel discussion

Commercial API development: monetisation strategy

  • The premium API imperative:  understanding the business priorities and routes to market 
  • From agile API development to API platformification: how can banks position themselves as optimal partners? 
  • API performance transparency: how can this drive competition? 
  • Accelerating API monetisation: how can banks accelerate revenue generated from commercial APIs?  
  • Driving API innovation in a highly regulated environment: how can banks successfully balance compliance, TPP risk and innovation to gain competitive advantage? 
Benny Boye Johansen picture

Benny Boye Johansen

Head of API's and Partner Trading
Saxo Bank
Martina Wallenberg picture

Martina Wallenberg

Head of APIs
SEB
Peter Lund picture

Peter Lund

Expert Business Developer
Nordea
11.30 - 11.45
Keynote address

Bringing instant payments to fruition in Europe

Eric Ducoulombier picture

Eric Ducoulombier

Head of Unit
European Commission
11.45 - 12.05
Fireside chat

Real-time fraud prevention: keeping pace with instant payments

  • Faster payments, faster fraud: understanding the emerging risks and challenges that come with instant payments  
  • IBAN name check compliance: understanding the benefits for instant payments fraud prevention 
  • Collaboration is key: what more can the industry do to collectively combat instant payments fraud? 
  • From AI to advanced analytics: how can banks leverage new technologies to detect fraud in real-time? 
Fredrik Tallqvist picture

Fredrik Tallqvist

Regional Representative, Finland and the Baltic countries
EBA Clearing
Paulina Kudlacik picture

Paulina Kudlacik

Scheme Manager Confirmation of Payee
Nordic Payments Council
Jukka-Pekka Kokkonen picture

Jukka-Pekka Kokkonen

Head of Fraud and Dispute
Nexi Group
12.05 - 12.25
Advisory

Advisory

Rasmus Eskestad picture

Rasmus Eskestad

Vice President, Product Management
Brochure | MoneyLIVE Nordic Banking
12.25 - 12.55
Panel discussion

Enhancing cross-border and instant payments

  • Panel discussion  
  • Enhancing cross-border and instant payments  
  • Lessons from P27: what’s next for instant cross-border payments in the Nordics?  
  • Cross-border instant payments: to what extent is this a priority?  
  • From P2P to corporate payments: where would instant payments realise the greatest benefits?  
  • Towards cross-border 24/7, 365 payments: preparing for the SEPA instant payments rollout   
  • How can SEPA Inst be leveraged to develop new innovative solutions? 
  • Beyond SEPA: where are we on the journey towards Nordic instant payments rollout and how should banks prepare?  
Camilla Åkerman  picture

Camilla Åkerman

Secretary General
Nordic Payments Council
Espen Molin picture

Espen Molin

Head of CX and Growth
Kompasbank
Christian Luckow picture

Christian Luckow

Managing Director, Core Payments
Danske Bank
Jenny Winther picture

Jenny Winther

Head of Payment Schemes
Handelsbanken
Piotr Jan Pietrzak  picture

Piotr Jan Pietrzak

New Markets Lead
European Payments Initiative
12.55 - 13.10
Interview

Instant payments at ‘no extra cost’: the implications for banks

  • The halting of premium charges for instant payments: to what extent will this impact banks revenue models? 
  • From value-added services to subscription models: what innovative strategies will banks deploy to mitigate losses? 
  • From APIs to AI: how can new technologies enable new revenue streams in payments?  
Christian Luckow picture

Christian Luckow

Managing Director, Core Payments
Danske Bank
11.30 - 11.50
Keynote address

The journey towards the EU ID wallet

Annet Steenbergen picture

Annet Steenbergen

Independent Advisor Digital Identity and Travel
EU Digital Identity Consortium
11.50 - 12.15
Fireside chat

The future of authentication and verification

  • Balancing convenience with security: what level of friction will customers tolerate?    
  • How are biometric technologies advancing, and how can this be leveraged for seamless yet robust authentication experiences? 
  • Integrating new technologies into existing products and interfaces: what are the key considerations?    
  • Secure authentication in a generative AI world: what are the opportunities and risks?  
  • Looking ahead: what is the landscape for future ID verification and authentication? 
Simone Poon picture

Simone Poon

Head Group AML Policy and Standards
Standard Chartered Bank
Robert Carlsson picture

Robert Carlsson

Product Manager
BankID
Adam Preis picture

Adam Preis

Director, Product & Solution Marketing
Ping Identity
12.15 - 12.35
Presentation 

Optimizing the Digital Onboarding Experience

  • The 10 digital things that bring out a winning experience for onboarding and origination
  • Shift to mobile – what does it mean
  • Hints and tips to maximize your digital onboarding strategy
Holger Lehmann picture

Holger Lehmann

Global Manager Business Solutions - Digital
Temenos
12.35 - 13.00
Panel discussion

Digital IDs: what’s next for the Nordics, Europe and beyond?

  • Lessons from BankID: what’s next for national digital IDs in the Nordics?  
  • Towards the EUDIW: where are we on the journey? And in what timeframe can we expect pan-European rollout?  
  • EUDIW interoperability: how must the Nordics prepare?  
  • From lack of useability to identity theft: to what concerns does EUDIW give rise?  
  • Cutting through cross-border red tape: what further opportunities and applications could the EUDIW unlock?  
  • From Nordics to pan-European to global: what is the long-term goal for national digital IDs? 
  • Taking security privacy, inclusivity and useability to new heights: what’s next for digital IDs? 
Mattias Rohmée picture

Mattias Rohmée

Strategy and Business Analytics Lead
Bank ID
Annet Steenbergen picture

Annet Steenbergen

Independent Advisor Digital Identity and Travel
EU Digital Identity Consortium
11.30 - 11.40

Dawn of the EU AI Act

Paul Mullins picture

Paul Mullins

Former Managing Director
HSBC
11.40 - 11.55
Case study

AI case study | DanskeGPT

Nicolaj Gudbergsen picture

Nicolaj Gudbergsen

Head of GenAI
Danske Bank
11.55 - 12.10
Case study

AI case study | Lunar

Kåre Kjelstrøm picture

Kåre Kjelstrøm

CTO
Lunar
12.10 - 12.25
Case study

AI case study | Íslandsbanki

Árni Geir Valgeirsson, picture

Árni Geir Valgeirsson,

Executive Director
Íslandsbanki
12.25 - 13.00
Panel discussion

Operationalising AI: overcoming the hurdles

  • How can banks best give AI with the volume and quality of data it requires?  
  • Closing the skills gap: how to equip the human workforce with AI literacy 
  • From privacy and security to ethics: how can the risks of AI best be addressed?  
  • Minimising the risk of bias: what are the critical steps?  
  • Breaking the black box: how can banks enhance transparency and explainability in AI?   
  • The regulatory agenda: how can banks anticipate and prepare for future regulations?  
Nicolaj Gudbergsen picture

Nicolaj Gudbergsen

Head of GenAI
Danske Bank
Kåre Kjelstrøm picture

Kåre Kjelstrøm

CTO
Lunar
Mathias Holm Lyster picture

Mathias Holm Lyster

AI and Digital Lead - Chief Specialist
Nykredit
14.15 - 14.35
Keynote address

The Nordic economic outlook: the implications for lending strategies

Las Olsen picture

Las Olsen

Chief Economist
Danske Bank
14.35 - 14.55
Fireside chat

Taking credit decisioning to the next stage

  • Automated credit decisioning: what more can AI do? 
  • Towards real-time credit decisions: how can AI enable faster time to lending? 
  • Enhancing accuracy: what more needs to be done? 
  • Leveraging alternative data sources: where do the main opportunities lie? 
Juris Rieksts-Riekstiņš picture

Juris Rieksts-Riekstiņš

Chief Credit Officer
Bondora
Tuija Rainisto picture

Tuija Rainisto

Director, Credit Risk Models and Risk Operations
OP Financial Group
Tim Mussche picture

Tim Mussche

Area Vice President at nCino NEMEA
nCino
14.55 - 15.15
Advisory

Next-Gen Credit Scoring with Open Banking 2.0

Discover how accurate Open Banking data, combined with additional data sources, can enhance credit assessments and address the current challenges in the Danish market.

Mikkel Winston picture

Mikkel Winston

Country Manager
Kreditz
Magnus Källhager picture

Magnus Källhager

Chief Analytics Officer and Co-founder
Kreditz
15.15 - 15.45
Panel discussion

Adapting lending strategies to a new landscape

  • How should lenders respond to lower interest rates?  
  • Margin vs volume: is a loosening of lending criteria now called for?  
  • BNPL: how is the market set to change with tighter affordability? 
  • Serving the underserved: how can better credit risk data enable banks to access new markets? 
  • Better serving first-time buyers: what are the viable options for mortgage innovation? Who’s leading the way?  
  • Supporting SMEs: what more can banks do?  
Michael Hurup Andersen picture

Michael Hurup Andersen

Founder & Chief Executive Officer
Kompasbank
Einar Eidsson picture

Einar Eidsson

Head of Product
indó

Kaspars Lukacovs

Head of Retail Lending and Insurance
Luminor
Saira Khan picture

Saira Khan

Head of Innovation and Partnerships
First Direct
14.15 - 14.55
Panel discussion

The global A2A landscape

  • Evaluating A2A payments across the globe: who’s leading the charge? 
  • From eliminating card network fees to reducing reliance on payment gateways: how is the legacy payments value chain being disrupted? 
  • Digital wallets, bank apps, QR codes: how are A2A payments facilitated at scale in different geographies?  
  • Cross-border, seamless journeys and beyond: what’s next for A2A payment innovation?
Jonas Palm picture

Jonas Palm

Head of Product Management, CM Nordics
BNP Paribas
Canan Arabacioglu picture

Canan Arabacioglu

Head of Payment Acceptance DE and Northern EU
Amazon
Ian White picture

Ian White

Senior Vice President, Open Banking Europe
Mastercard
14.55 - 15.45
Panel discussion

The future of digital wallets

  • The current state of the market: who’s leading the way in digital wallet innovations? 
  • Apple’s decision to open NFC technology to TPPs: what opportunities could this spark for national wallets in the Nordics? 
  • How will advancements in wallets impact banking app innovation in the Nordics and Baltics? 
  • A2A rollout: what’s next for wallet innovation for open banking payments? 
  • The future of wallets: what developments might shape the next phase of digital wallet offerings? 
Dan Axelsson picture

Dan Axelsson

Head of Payment & Fraud
Swish
Baard Slaattelid picture

Baard Slaattelid

Director Strategic Payment Partnerships and Board Member
Vipps MobilePay
14.15 - 14.35
Keynote address

Tackling financial crime in the digital

Vinita Ramtri picture

Vinita Ramtri

Chief of Staff, Financial Crime/Fraud
Monzo
14.35 - 14.55
Fireside chat

AI and fraud: a double-edged sword

  • AI-driven fraud: what are the latest developments and emerging threats? 
  • Fighting AI with AI: moving from rule-based to AI-based fraud detection  
  • Generative AI: what extra capabilities can be leveraged to better fight fraud?  
  • Towards real-time detection: where do the solutions lie? 
  • AI compliance: navigating the minefield  
David Laramy picture

David Laramy

Head of Fraud, ABC & TE
Danske Bank
Ketil Clorius picture

Ketil Clorius

Global Head of Fraud Strategy and Transformation
SEB
Christen Kirchner picture

Christen Kirchner

Manager Fraud and Financial Crime, Northern Europe
SAS
14.55 - 15.15
Advisory

The next evolution of fraud prevention strategies

  • Staying ahead: how does proactively targeting money mules and beneficiaries enhance fraud prevention? 
  • What core technology capabilities and processes can support mule account detection? 
  • What role does AI play in reshaping both fraud risks and detection opportunities?  
  • The full payment journey: why is examining both inbound and outbound legs becoming an industry game changer? 
Daniel Holmes picture

Daniel Holmes

SME Fraud
Feedzai
Lukáš Rut picture

Lukáš Rut

Director, Financial Crime Technology and Analytics
PwC
15.15 - 15.45
Panel discussion

Turning up the heat on fraud prevention

  • From APP fraud to social engineering: where do the main fraud risks lie?  
  • Proactive, not reactive: leveraging the power of AI to detect fraud in real-time  
  • From alerts to nudges: what more can banks do to help customers stay vigilant? 
  • What more can national ID schemes do to keep fraudsters at bay? 
  • The crime of ‘failure to prevent’: how might fraud liability evolve in the Nordics?  
  • Cross-sector and inter-bank collaboration: what are the next steps?
Niels Halse picture

Niels Halse

Head of 1st line Fraud Management
Danske Bank
Vanja Söderblom picture

Vanja Söderblom

Head of Fraud
Ikano Bank
Sune Gabelgård picture

Sune Gabelgård

Independent Fraud Expert
Formerly Vipps MobilePay
Mauricieo Castanheiro picture

Mauricieo Castanheiro

Principal Product Developer
Nasdaq
14.15 - 14.25

Introductions

14.25 - 14.45

Bank-FinTech partnership success: the key considerations

Erlend Nitter-Hauge picture

Erlend Nitter-Hauge

Head of FinTech Partnerships
DNB

Defining your partnership strategy

15.20 - 15.45

Group feedback

16.30 - 16.45
Keynote address

Achieving micro innovation and human-centric transformation in operations

Jakob Aarup Petersen picture

Jakob Aarup Petersen

Group Executive Vice President
Sydbank
16.45 - 17.05
Advisory

Advisory

Tim Rutten picture

Tim Rutten

CMO
Backbase
17.05 - 17.35
Panel discussion

Charting the route to operational optimisation

  • From data integration to AI: what are the investment priorities for 2025, and how can ROI be maximised? 
  • How can analytics best be leveraged to improve operational efficiency?  
  • Optimising organisational structures: how can lean thinking and agile teams further boost effectiveness? 
  • The role of low-code, no-code: what are the benefits and what are the dangers?  
  • Flexibility versus control: where does the right balance lie? How can ‘shadow IT’ be avoided? 
  • Attracting and retaining best-on-class talent: competing in today’s fast-paced digital environment 
Mikko Turunen picture

Mikko Turunen

Business CIO
OP Financial Group
Malin Lignell picture

Malin Lignell

Technology and Innovation strategy
Handelsbanken
John Skov picture

John Skov

Head of Digital Delivery Exellence and Innovation
Nordea
Thomas Pirone picture

Thomas Pirone

Financial Services Industry Lead
Appian
17.35 - 17.55
Keynote address

Shaping the digital future: strategies for secure and resilient operations

Ieva Ileves picture

Ieva Ileves

Advisory on Cybersecurity Policy & International Cooperation
Ministry of Digital Transformation of Ukraine
09.00 - 09.05

Chair's opening remarks

Sara Sjölin picture

Sara Sjölin

Copenhagen Bureau Chief
Bloomberg News
09.05 - 09.25
Keynote address

Watch your tone: why the right tone of voice is paramount in digital customer relations

Cecilie Moseng picture

Cecilie Moseng

Head of Customer and Partner Experience
Wolt
09.25 - 09.40
Keynote address

Being the bank of choice: delivering real value to customers in a digital age

Mats Bergius picture

Mats Bergius

Chief Commercial Officer
Lunar
09.40 - 10.05
Fireside chat

Defining your channel strategy

  • From omni-channel to opti-channel to channel-less: what viable, when and how to get there?  
  • Let’s get phygital: how can a seamless transition be ensured between physical and digital channels?  
  • From Apple Vision Pro to TikTok: what are the future channels for which banks should adopt?  
  • A shift to channel-less: achieving fluid, seamless and personalised journeys across multiple channels? 
  • Ensuring seamless and orchestrated customer journeys: how can this be achieved in real-time and at scale? 
Martins Berzins picture

Martins Berzins

Head of Digital Customer Experience
Citadele banka
Jakob Palmblad picture

Jakob Palmblad

Strategic Transformation Lead Channels
Swedbank
10.05 - 10.25
Advisory

Innovation SME credit assessment: leveraging open banking and ERP data for better CX

Enrico Gambi  picture

Enrico Gambi

Analytics and Advanced Analytics Director
CRIF
10.25 - 11.00
Panel discussion

CX strategies for 2025 and beyond

  • Acquisition or retention: which should be the focus for 2025 and why? 
  • Cultivating a relationship that lasts: how can banks play a deeper role in customers’ lives? 
  • From Gen Alpha to retirees: how can banks engage new demographics? 
  • How can friction in onboarding be minimised across all channels? Who’s leading the way? 
  • The evolution of the chatbot: to what extent will generative AI be transformational?  
  • PFM and robo-advice: delivering value-add services that complement core offerings 
  • The banking Internet of Things: how can increased connectivity be leveraged for hyper-personalisation? 
  • Raising the bar in CX: what single initiative could make the biggest difference?  
Camilla Dahl Hansen picture

Camilla Dahl Hansen

Chief Saxo Experience Officer, Senior Vice President
Formerly Saxo Bank
Søren Rode Jain Andreasen picture

Søren Rode Jain Andreasen

Head of Enterprise Digital and Innovation
CIBC US
Robin Silfverhielm picture

Robin Silfverhielm

Chief Experience Officer
SBAB
Philip Haglund picture

Philip Haglund

CEO and Founder
Gimi
Elin Westerberg picture

Elin Westerberg

Chief Strategy Officer
Gimi
Andrew Stevens picture

Andrew Stevens

CX Principal
Quadient
11.45 - 12.05
Case study

Raisin | Building a global savings marketplace

Kevin Mountford picture

Kevin Mountford

Co-Founder
Raisin UK
12.05 - 12.25
Interview

The next chapter of embedded finance

  • How will PSD3 enable further embedded finance innovation?  
  • Savings, wealth and offering for SMEs: how is embedded finance evolving beyond consumer lending?  
  • Getting the technology right: what are ecosystem orchestrators looking for in embedded finance partners? 
  • From tailored offerings to fraud detection: how is AI poised to revolutionise the embedded finance landscape?   
  • Compliance risks: what are the pitfalls and how can they be avoided? 
Vinita Ramtri picture

Vinita Ramtri

Chief of Staff, Financial Crime/Fraud
Monzo
12.25 - 12.50
Panel discussion

Banking in a platform economy: exploring new business models

  • Capitalising on the platform economy: what new business models are emerging?  
  • Finding your BaaS niche: identifying gaps in the market and developing your proposition 
  • From Goldman Sachs’ TxBaaS to BBVA’s open BaaS platform: who’s leading the way in BaaS innovation? 
  • Risk-as-a-Service, Treasury-as-a-Service and beyond: what BaaS routes are yet to be capitalised on?  
  • From subscription services to white labelling: what factors should influence choice of revenue model?  
  • Developing the propositions of tomorrow: what new value could be created with cross-sector data? 
  • Developing and launching new business models: what are the key considerations for successful execution?  
Deeptasree Mitra  picture

Deeptasree Mitra

Global head of product, banking as a service and embedded finance
Deutsche Bank
Kevin Mountford picture

Kevin Mountford

Co-Founder
Raisin UK
11.45 - 12.05
Keynote address

Preparing for the digital euro

Aleksi Grym picture

Aleksi Grym

Head of FinTech
Bank of Finland
12.05 - 12.25
Keynote address

Regulation of digital currencies by MiCA and beyond: the new frontier for governance

Joachim Schwerin picture

Joachim Schwerin

Principal Economist
European Commission
12.25 - 13.00
Panel discussion

Realising the commercial opportunity of digital currencies

  • Digital euro, e-krona, bitcoin: evaluating the European digital currency landscape to date 
  • From crypto wallets to cross-border payments: how can banks incorporate digital currencies into their propositions? 
  • The crypto wallet market: should retail banks partner or offer their own wallets? 
  • Becoming a crypto custodian: what investment is required and what would be the time to ROI for a retail bank?  
  • The role of CBCDs in simplifying cross-border payment: how is this market likely to evolve?  
  • From Facebook to Paypal to X: how are various stablecoin initiatives likely to progress?  
  • Becoming a stablecoin issuer: to what extent is this a viable model for incumbent banks? 
  • Transitioning to CBDCs: how could this be achieved without excessive systemic risk? And what will it mean for banks? 
Ville Sointu picture

Ville Sointu

Chief Strategist, Digital Currencies
Nordea
Aleksi Grym picture

Aleksi Grym

Head of FinTech
Bank of Finland
11.45 - 12.05
Keynote address

Ensuring cyber resilience throughout the business

Höskuldur Hlynsson picture

Höskuldur Hlynsson

Chief Risk Officer
Central Bank of Iceland
12.05 - 12.25
Interview

Taking resilience to new heights

  • Preparing for the DORA 2025 deadline: what more do banks need to do?   
  • From vulnerability assessments to employee training: how can the risk of IT outages be minimised further?  
  • Business continuity: how can banks ensure outages are within the 24 hour recovery window? 
  • Robust disaster recovery planning: what safeguards for data retrieval must banks have in place? 
  • From scenario mapping to stress testing: how can banks demonstrate proactive and consistent resilience in practice? 
  • Enhancing third-party risk management and oversight: understanding the importance and the pitfalls to avoid 
  • Setting impact tolerances for essential services: what are the key considerations?  
  • Preparing for geopolitical disruptions to national infrastructure: how must resilience strategies prepare? 
Joshua Ting picture

Joshua Ting

Chief Risk and Compliance Officer
Uber Payments BV
12.25 - 12.45
Advisory

Transforming fraud prevention by use of AI technology

Tanja Wesén picture

Tanja Wesén

Vice President Security Solutions, Nothern Europe
Mastercard
12.45 - 13.10
Fireside chat

Navigating cyber risk: optimising your approach

  • From data breaches to DoS: what cyber threats are on the rise and what are the predictions for 2025? 
  • From open APIs to TPPs: how can banks effectively manage third-party cyber risks while staying competitive? 
  • What are the biggest benefits and risks of AI in cyber security? How can banks best prepare? 
  • Effective network monitoring: how can banks ensure they proactively identifying and responding to cyber threats? 
  • Access control: what further strategies can banks employ?  
  • Investing in employee training: is this the key to addressing the ‘weakest link’ in cybersecurity? 
Höskuldur Hlynsson picture

Höskuldur Hlynsson

Chief Risk Officer
Central Bank of Iceland
Martin Clausen picture

Martin Clausen

Global Head of Cyber Security
Saxo Bank
14.05 - 14.25
Keynote address

Championing sustainability in banking

Lucilla Bruni picture

Lucilla Bruni

Executive Vice President for Sustainability & Strategy - Corporate Banking
DNB
14.25 - 14.40
Keynote address

The key role of banks in the green transition

Sarah Anwar picture

Sarah Anwar

Head of Sustainability and Governance
Econans
15.15 - 15.15
Panel discussion

The road to Net Zero

  • Catalysts for change: what is the role of banks in achieving the UN’s Sustainable Development Goals by 2030? What more needs to be done to fulfil the SDG promise? 
  • Building a green business: which banks have made the most progress to date, and how? 
  • From business operations to cloud: how can banks transform internal operations to lower environmental impacts? 
  • Green mortgages: what more can banks do to make greener homes more attractive and easier for consumers?  
  • From heat pumps to solar panels to EV charging: how can banks better finance the green transition?  
  • Collaborating cross sector: what kind of partnerships should banks seek out to optimise their role in the green transition?  
Kadri Vunder Fontana picture

Kadri Vunder Fontana

Group Head of Sustainability
Luminor
Trine Lysholt Nørgaard picture

Trine Lysholt Nørgaard

Senior Director, Head of Group Sustainability
Jyske Bank
Lucilla Bruni picture

Lucilla Bruni

Executive Vice President for Sustainability & Strategy - Corporate Banking
DNB
14.05 - 14.20
Keynote address

Cloud, composability and beyond: building the bank of tomorrow

Jinhong Brejnholt picture

Jinhong Brejnholt

Chief Cloud Architect, Global Head of Cloud & Container Platform Engineering
Saxo Bank
14.20 - 14.45
Fireside chat

Determining your cloud strategy

  • Unlocking the full potential of cloud: where are banks on their transformation journeys? 
  • Hybrid vs private vs public: which approach is most appropriate for what?  
  • Scale-up/scale-down strategies: where can the flexibility of cloud be leveraged to add the most value?  
  • How can cloud and microservices be combined for enhanced performance and scalability? What are the potential challenges that might arise?   
  • The quest for cloud cost optimisation: how can banks ensure effective cloud resource usage, accurate budget planning and ongoing cost monitoring? 
  • Bringing DORA into cloud strategy: to what extent is a multi-cloud approach the key to enhancing resilience in the cloud? What more needs to be done?   
  • A spotlight on exit strategies: how can banks switch providers without causing major disruption?  
Bjørn Hald Sørensen picture

Bjørn Hald Sørensen

Head of Technology
Lunar
Luca Piezzo picture

Luca Piezzo

Head of Cloud Center of Excellence
Banca Ifis
Jos Veendrick picture

Jos Veendrick

Vice President, Head of Continental Europe
TSYS
14.45 - 15.15
Panel discussion

Defining your cloud migration strategy

  • Refactor vs replatform vs rebuild: how to determine which approach to take? 
  • Migration scheduling and structuring: what are the practicalities and what are the pitfalls to avoid?  
  • From loss of data to project delays: how can risks be minimised during the migration process?    
  • Building a robust recovery strategy into your migration journey: what are the strategies for success?  
  • Achieving harmonious transformation across the business: how can cloud align business ambition with IT capability?  
Pekka Suomalainen picture

Pekka Suomalainen

Chief Information Officer
Säästöpankkiryhmä
Árni Geir Valgeirsson, picture

Árni Geir Valgeirsson,

Executive Director
Íslandsbanki
Luca Piezzo picture

Luca Piezzo

Head of Cloud Center of Excellence
Banca Ifis

Session One: The future of Nordic banking

09.00 - 09.05

Chair opening remarks

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Peter Nordgaard

Associate Professor, Executive Finance & Economics
AVT Business School
09.05 - 09.25
Keynote address

Banking in a new era: embracing open finance and AI

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Tomas Hedberg

Deputy President and Deputy Chief Executive Officer
Swedbank
09.25 - 09.45
Keynote address

Leading the Baltics’ digital banking charge

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Valters Ābele

Chief Financial Officer & Member of the Executive Board
Citadele banka
09.45 - 10.05
Keynote address

Banking in a risk landscape: taking resilience to new heights

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Mark Kandborg

Group Chief Risk Officer and Head of Group Risk
Nordea
10.05 - 10.45
Leaders' Forum

Defining strategies for 2025 and beyond

  • Banking in a period of uncertainty: how can banks remain resilient in the face of constant change? 
  • Taking customer centricity to the next stage: where do the main opportunities lie? 
  • Protecting margins in a period of disinflation: understanding the priorities for the year ahead 
  • API commercialisation: what are the keys to success?  
  • CBDC developments across Europe: how should banks prepare?  
  • M&A activity and partnerships: what can we expect in 2025 and where do opportunities lie?  
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Sverre Hana

COO & Country Head, Client Coverage, Nordics
Standard Chartered
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Stephan Erne

Chief Digital Officer
Handelsbanken
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Manish Malhotra

VP and Sales Head - FS EMEA
Infosys

Stage 1 - The API economy

11.30 - 11.50
Keynote address

Platformification and APIs: reshaping the corporate banking ecosystem

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Liisa Kanniainen

Strategic Lead
Nordea
11.50 - 12.10
Fireside chat

Open finance: where are we on the journey?

  • Open finance across Europe: what now, where next? 
  • Engaging customers in open finance: how can the benefits be best communicated? 
  • Accelerating open finance innovation: to what extent will PSD3 be the catalyst for uptake?  
  • Getting to grips with FIDA: what are the data sharing implications and how should banks prepare for the 2026 deadline? 
  • From closed to collaborative: tapping into cross-sector data sharing for maximum benefit  
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Ragnar Toomla

Chief Product Owner, Digital Channels
SEB
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Nikolas Schreck

Solution Architect
Commerzbank
12.10 - 12.30
Advisory

Advisory

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Nick Platjouw

Area Director Northern Europe
Personetics
12.30 - 13.00
Panel discussion

Commercial API development: monetisation strategy

  • The premium API imperative:  understanding the business priorities and routes to market 
  • From agile API development to API platformification: how can banks position themselves as optimal partners? 
  • API performance transparency: how can this drive competition? 
  • Accelerating API monetisation: how can banks accelerate revenue generated from commercial APIs?  
  • Driving API innovation in a highly regulated environment: how can banks successfully balance compliance, TPP risk and innovation to gain competitive advantage? 
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Benny Boye Johansen

Head of API's and Partner Trading
Saxo Bank
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Martina Wallenberg

Head of APIs
SEB
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Peter Lund

Expert Business Developer
Nordea

Stage 2 - Building the payment rails of tomorrow

11.30 - 11.45
Keynote address

Bringing instant payments to fruition in Europe

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Eric Ducoulombier

Head of Unit
European Commission