Buyapowa is the leading Refer-a-Friend (“Member-get-Member”) platform for regulated industries and we already power referral marketing for HSBC’s first direct, Virgin Bank, IG Group plc, Envision Financial, Coast Capital Savings, Vitality, Saga, The AA, Ageas,  Travelex,  BT, EE, O2, Vodafone, Sprint, Expedia, Carrefour etc.