A career transaction banker, Vincent focuses on developing and commercializing working capital and payments products for commercial, corporate, and institutional customers across Asia. Vincent is currently Head of International Payments, Asia Pacific at HSBC Global Liquidity and Cash Management.  Vincent started his digital banking journey with HSBCnet 15 years ago, and had held various cash product management roles with Citi and ANZ.  He also holds Masters Degrees from University of Michigan Rackham Graduate School and The Chinese University of Hong Kong Business School.