Mark Thundercliffe, Senior Advisor, SAS, Northern Europe

Mark is currently a Senior Advisor at VMUK PLC after joining the group as Group CRO in September 2016, having over 30 years of Financial Services experience. Mark was formally accountable for enabling the efficient and effective governance of significant risks, and related opportunities across VMUK PLC.  Risks include strategic, reputational, operational, financial, credit, regulatory and financial crime compliance. He joined from HSBC where he was Chief Risk Officer responsible for management and oversight of risk for HSBC’s Retail Banking and Wealth Management business in 18 countries across the UK, Europe, the Middle East and Africa. 

Mark has also held a number of senior international positions including President and CEO with Home Credit (Asia) and he was also an Executive Director and Business Head (Russia) with Renaissance Capital in Moscow. With Citigroup he progressed from Chief Risk Officer (UK & Ireland) to become CEO of Citi Consumer (Russia). Prior to Citi, he worked with Associates Capital Corporation, latterly as Executive and Business Head, based in India. 

He is a member of the PRMIA, the Credit 500, the Consumer Credit 100 and a fellow of the Chartered Institute of Credit Management.  Mark is regularly invited to sit on industry panels and speaks at dinners across the UK to share best practice.