Magnus is one of the co-founders of Kreditz, a dynamic fintech company operating under PSD2 regulations. With 20 years of experience in the credit industry, he possesses extensive expertise in fraud detection within the credit application processes for both consumer and business. He began his career as an analyst and model developer at Enento (UC) and has collaborated with several leading banks and financial institutions. Magnus has also held the position of Chief Credit Officer at Skandiabanken, validated IFRS9 models at Handelsbanken, and served as a risk manager for various niche banks.