Francisco leads the Oversight team in the second-line Compliance function at Nationwide Building Society, with responsibility for conduct and compliance risk assurance. During his time at Nationwide, he has led the Prudential, Insight and Wholesale Conduct Advisory teams, and provided product-agnostic regulatory and conduct risk advice. Francisco previously worked at EY’s Financial Services Risk Advisory practice and before that, was a Manager at the Financial Conduct Authority with responsibility for consumer credit.