He has experience leading global teams, using the latest technologies to create new products, solutions, and systems. Prior to NDB, he led BBVA’s Open Platform, Banks as a Service, Financial Digital Platforms, and Added Valued Mobile Services initiatives. Prior to BBVA, he worked as a consultant in mobile technologies for financial institutions and retail and developed multiplayer mobile games. Carlos is co-author of the book “Blockchain Industrial Revolution”, MBA Mentor at the Industrial management school, and has lectured at the International Desing Scholl, Business Institute, ICAI and at Universidad Internacional La Rioja for Artificial intelligence, API economy, crowdfunding, Cryptoeconomy, and blockchain.