Andra Altoa is the Head of Strategy and Customer Insight for SEB. She has worked at SEB since 2007 and has a wealth of experience in the financial services sector.  Over the last few years she has held a range of positions such as Head of Customer Segments and Acting Head of Digital Banking.

More recently, Andra is heading up the Digital Agenda of the SEB Baltic division being responsible for developing partnerships, FinTechs and other collaborative strategies. Furthermore, she is developing and implementing the long and short term digital strategies for bank over the next 5-10 years.

Andra is fluent in Estonian, English and Finnish and her hobbies include music, hiking and reading.