Agenda

Get a full view of the content we've got lined up for this year's event.

Session one: A new era for European payments

09.00 - 09.05

Chair’s opening remarks

Mélisande Mual

Managing Director and Owner

The Paypers

09.05 - 09.20

Keynote address

EPI Wero: one wallet for Europe

Ludovic Francesconi

Chief Member and Strategy Officer

EPI Company

09.20 - 09.40

Advisory

Manuel Sandhofer

General Manager, EMEA & Brazil

Wise Platform

Matthias Dekan

Head of Payments & Daily Banking

Raiffeisen Bank

09.40 - 10.00

Interview

The power of ecosystem partnerships: unlocking innovative use cases

Nico Kersten

Managing Director, Chief Executive Officer

Mercedes pay GmbH

10.00 - 10.20

Interview

Modernising marketplaces: enhancing the ecommerce payment experience

William Olgiati

GM Payment Acceptance & Experience EU/UK

Amazon

10.20 - 10.55

Leaders' Forum

The future of European payments: the key strategic trends

• The evolving trends: which emerging payment trends will have the greatest impact in the next 5 years?
• From SoftPoS to wallets: how are point of sale innovations set to drive opportunities for merchants?
• Account to account payments: can A2A compete with cards on cost, ease, and payment guarantee?
• From EPI’s wero to open banking payments: what would it take for an alternative to cards to succeed?
• Enhancing corporate treasury and B2B payments: what are corporates looking for from partners today?
• Making the most of instant payments: where can SEPA Inst be used to add value for corporates?
• Leveraging transaction data: what new business insights could be unlocked for merchants?
• Keeping pace with innovation: which investments in systems infrastructure should be the priority?

Saif Malik

Chief Executive Officer UK

Standard Chartered Bank

Laurens Schretlen

Global Head of Product Management Payments & Collections

ING

Jeroen Kok

Head of Payments Netherlands

JP Morgan

Divya Bhardwaj

Chief Operating Officer

Uber Payments

Stage 1 - Point of sale innovation

11.30 - 11.45

Keynote address

The next wave of contactless innovation: the TfL perspective

David Kershaw

Head of Payment Operations & Assurance

Transport for London

11.45 - 12.15

Fireside chat

Unleashing the power of SoftPos and mPoS

MobilePoS: how can mobile acceptance enhance the ease of checkout in-store?
Change management: how can the pain points of transformation be overcome?
Why invest in SoftPoS? From lower operating cost to greater efficiency
Leveraging real-time data: how can SoftPoS data unlock new value for merchants?

Laura Treude

Director of Group Payment

Douglas

Frenkel Tel

Store Innovation Lead

A.S. Watson Group

12.15 - 12.35

Advisory

The future of intelligent and meaningful personalisation is here

Lidewij van den Ham

Senior Vice President - Consumer Acquisition and Engagement Europe

Mastercard

12.35 - 13.00

Fireside chat

Enhancing data-driven loyalty and rewards: unpacking the potential

• Evaluating successful loyalty schemes: who’s leading the way and why?
• Driving wallet share: what types of rewards and offers really work to drive purchases?
• Better profiling customers: what data points should merchants be collecting?
• Enhancing PoS data: where can open data help unlock new insights?
• Towards real-time access to transaction data: how can this best be achieved?
• Choosing the right PoS system to enhance loyalty schemes: what should the criteria be?
• Leveraging AI analytics: how big a difference can it make to loyalty strategies?
• Hyper-personalisation: what does it really mean and how do we get there?

Dmitry Olerinskiy

Digital Strategy Program Director

Decathlon

Lucy Whittemore

SVP UK Partnerships

Cardlytics

Stage 2 - Instant payments

11.30 - 11.55

Fireside chat

Rising to the challenges of instant payment fraud: VoP and beyond

• The IPR mandate: how is increased adoption heightening the challenge of fraud?
• Verification of Payee: how far can the new requirement mitigate the fraud challenge?
• Building real-time detection models: what can be learnt from best practices to date?
• Risk orchestration: how can banks add the right amount of friction at the right time?

Michael Knetch

Director Business Product Expert, Tribe Lead Instant Payments

Deutsche Bank

Olivier Jolyon

Team Lead, New Initiatives

EBA CLEARING

Panel discussion

Preparing corporate treasurers for instant payments

• The impact of instant: how is widespread adoption set to impact liquidity patterns?
• 24/7 availability: how can treasurers adapt to intraday management of liquidity and risk?
• Enabling real-time visibility: how can banks aid client overview of liquidity positions?
• Enhancing cash flow forecasting: what tools can improve accuracy in a real-time world?

Floor Meeuwis

Liquidity, (Virtual) Account Management, and Advisory

Société Générale

Sandra Peute

Senior Product Manager, Transaction Banking

ABN AMRO

Niclas Storz

Founder & CEO

Tidely

12.35 - 13.05

Panel discussion

The power of instant payments, payouts and refunds

• Instant payments in action: what business use cases are we seeing on the market today?
• CX: how can merchants drive customer loyalty via instant payments and refunds?
• From marketplaces to the gig economy: how can instant payouts enhance ease?
• Simplifying B2B: how could instant payments help streamline invoice management?
• What more can merchants, banks and PSPs do to develop value-adding instant payment solutions?

Julián Martín Capote

Head of Partnerships

Antom

Romain Berthome

Head of Product, Payments

Booking.com

Shuba Chandran

Global Expansion Lead, Banking & Payments

Bolt

Stage 3 - AI in AML and counter fraud

11.30 - 12.00

Fireside chat

Dealing with deepfakes: rising to the eKYC challenge

• The deepfake challenge: to what extent are deepfakes undermining traditional eKYC?
• Speech, image, video: how is the sophistication and ease of deepfake development evolving?
• Detecting and countering deepfakes reliably: what tools are proving the most effective?
• Navigating competing solutions: how can banks test solutions in a continuous set up?

Simone Poon

Group Anti-Money Laundering Policy and Standards

Standard Chartered Bank

Jamie Renehan

Head of Behavioural Insights

Bank of Ireland

Krik Gunning

Cofounder and CEO

Fourthline

12.00 - 12.20

Advisory

Leveraging Good AI to Combat Fraud and the Rise of Deepfakes

Jason Lane-Sellers

Director, Fraud & Identity

LexisNexis Risk Solutions

12.20 - 12.50

Panel discussion

Leveraging AI and automation in counter fraud and AML

• From dynamic risk prioritisation to suppressing alerts: where can AI help drive efficiency?
• AI in case management: how far can process automation and AI-informed decisioning go?
• From reactive to proactive: how can AI-driven analytics enable real-time interventions?
• Enhancing KYC and CDD at the point of onboarding: where can AI improve accuracy?
• Towards perpetual KYC and AML: how can AI enable the shift to continuous monitoring?
• Transaction monitoring: where can AI anomaly detection surpass rule-based approaches?
• From data quality to model design: what are the technical challenges to AI implementation?
• Avoiding blackboxes: how can banks ensure explainability and justifiability of decisions?

Tom Martin

Director, Business Platform Lead, Economic Crime Prevention

Lloyds Banking Group

Thorsten Seeger

Executive Director

SME Bank

Stage 1 - Enhancing ecommerce strategies

14.20 - 14.40

Keynote address

Revolut Pay: transforming the online checkout experience

Anton Hellkvist

Head of Sales, Merchant Acquiring

Revolut

14.40 - 15.00

Fireside chat

Enabling seamless subscriptions and recurring payments

• The expanding subscription economy: what trends are driving business model expansion?
• From visibility to control: what are the pain points in recurring payments today?
• Surpassing direct debit: how can convenience and control be enhanced for end users?
• From integration to reduced churn: where can recurring payments add value for merchants?

Bridgette Bek

Director of Subscriptions Business, Ethoca

Mastercard

15.00 - 15.20

Advisory

Payment cost optimisation: embedding fee intelligence into your payments stack

Tarun Pitta

Product Manager

Juspay

15.20 - 15.45

Panel discussion

Fraud and chargeback risk: enhancing ecommerce strategies

• From triangulation to friendly fraud: what types of ecommerce fraud are on the rise?
• Identifying genuine customers: where can analytics and profiling be enhanced?
• Balancing fraud risk and conversion: how can merchants avoid the compromise?
• Velocity checks and IP location: how can indicator tools be harnessed effectively?
• From purchase limits to MFA: what tools should merchants be implementing?
• Tailoring fraud rules: how can PSPs support greater customization by market or sector?
• From billing descriptors to reason codes: how can illegitimate chargebacks be avoided?
• Reducing chargeback ratios: what more can PSPs do to support merchant clients?

David Kershaw

Head of Payment Operations & Assurance

Transport for London

Vaibhav Kumar

Head of Product & Ecommerce

Axis Max Life Insurance

Stage 2 - Commercialising open banking

14.20 - 14.40

Advisory

The challenge of the Nordics payments landscape

Camilla Frøsing

Head of Sales

Lunar

14.40 - 15.20

Panel discussion

Open banking payments: the opportunities for merchants

Charting the growth of A2A in ecommerce: what market trends are we seeing today?
Lowering the cost of payment processing: how far can open banking ease the burden?
Reducing friction: how can open payments streamline authorisation and settlement?
Enhancing CX: how far can open payments enhance the customer payment journey?
API automation: how can open banking APIs simplify payments and payouts?
Payment security: how can A2A payments help reduce fraud and chargebacks?
Towards open banking maturity: what are the key hurdles to user and merchant uptake?
Dispute resolution: can effective dispute mechanisms be replicated for A2A payments?
Cracking the adoption challenge: how can end user uptake best be encouraged?

Jit Ng

Payment Industry Interface Manager

Transport for London

Renuka Rawlins

Head of Policy & Public Affairs

Yaspa

Jasper Wolfs

Head of Product – Open Banking

Rabobank

Stage 3 - APP fraud and data strategies

14.20 - 14.35

Keynote address

Supporting high quality data gathering for counter fraud

Igo Boerrigter

Policy Advisor

De Nederlandsche Bank

14.35 - 14.45

Spotlight

Combatting APP fraud: lessons from the UK's reimbursement model

Rujina Eesa

Senior Product Owner, Fraud

Pay.UK

14.45 - 15.20

Panel discussion

Towards a whole value-chain approach to APP fraud

• Taking stock: what are the downsides to siloed sector approaches to APP fraud?
• The PSR: what new obligations will PSPs, telcos, ecommerce and marketplaces face?
• Identifying and blocking scams proactively: what steps can telcos and platforms take?
• Real-time data sharing: how can risk scoring and detection be achieved in real-time?
• Developing intelligence sharing frameworks: what are the prerequisites to success?
• Cifas, Salv, Stop Scams UK: what can be learned from data sharing initiatives today?
• Creating clarity: what role can regulators play in simplifying data and intelligence sharing?
• Towards a whole ecosystem approach: how can further collaboration be encouraged?

Jonathan Leslie

Payments Fraud Lead

NatWest

James Harwood

Head of Fraud, Fraud Strategy and Policy Product Owner

Virgin Media O2

Stage 1 - Digital identity and authentication

16.20 - 16.40

Keynote address

EU Digital identity wallets: the lessons learned so far

David Magård

Coordinator

WE BUILD Consortium

16.40 - 17.00

Fireside chat

Building Trust in Digital Banking: the role of next-gen identity services

Gareth Murray

Head of Financial Crime Risk

Monzo

Geo Jolly

Lead Product Manager

Veriff

17.00 - 17.30

Panel discussion

EU digital identity: charting the future of verification and authentication

• EU Digital Identity wallets: how are EUDIWs set to revolutionise payment authentication?
• From reduced fraud to enhanced CX: what new commercial benefits could eID bring to payments?
• Embedding verification into the payment journey: how could Digital IDs help streamline purchases?
• ID&Pay: what lessons can be learnt for banks looking to develop their own identity solutions?
• Authentication-as-a-service: how could EUDIWs open up new business model opportunities?
• The impact of implementation: how will market participants front the cost of ID acceptance?
• The convergence of identity and payment wallets: how could market propositions be set to evolve?
• Towards corporate digital identity: could corporate digital ID standards be the next step?

Annet Steenbergen

Advisor

EU Digital Wallet Consortium

Sandesh Patil

Lead Product Manager

ING

Stage 2 - Payments modernisation

16.20 - 16.40

Fireside chat

Leveraging ISO 20022: realising the benefits of enriched data

• First conclusions: has the new standard fulfilled the promise on processing and reconciliation?
• From purpose codes to enhanced fraud data: how can enriched data unlock new value?
• Harnessing data for corporates: where are banks on the journey to enhanced reporting?
• Leveraging enriched data: how can banks make the leap from mandate to monetisation?

Isabelle Bouille

Director and Principal Product Manager, Treasury Services

BNY Mellon

16.40 - 17.15

Panel discussion

Modernising payments architecture: the key priorities for banks

• Competition, expectations, compliance: what key factors are driving modernisation today?
• Choice, immediacy, ease: how are customer and client expectations of payments evolving?
• Keeping up with increased speed and volumes: how can banks best avoid network latency?
• Consolidating and streamline payment channels: are payments hubs the key?
• Increased efficiency: how can banks best automate and optimise payment workflows?
• From intelligent routing to analytics: what role can AI play in modernising core payments?
• API-driven modernisation: where can APIs help simplify the complexity of legacy architecture?
• Harnessing cloud: how should banks assess the suitability of competing cloud-native solutions?
• Prioritisation strategy: where should banks focus efforts amid competing pressures?

Ben Ashwell

Electronic Payments Director

Nationwide Building Society

Koen Vierendeels

Head of Transaction Banking

Belfius

Daphne van Uhm

Director, Global Transaction Banker

ING

Ram Devanarayanan

Head of Business Consulting Europe

Infosys Finacle

Session five: Optimising payments for merchants

09.30 - 09.35

Chair's opening remarks

Daniel van Delft

Chief Executive Officer

Currence

09.35 - 09.55

Fireside chat

The end of the Payfac model, the start of the orchestration era?

• Reducing processing complexity: what factors are driving the rising use of payment orchestration?
• Managing margins: how can orchestrators help merchants to better navigate global acquiring rates?
• Enhancing payment performance: how can orchestrators help minimise payment failure and fraud?
• Adapting to multiple markets: how can orchestration enable a more market-customised approach?

Bart Gijde

Global Head of Payments & Collections (VP, Operations)

IWG plc

09.55 - 10.15

Advisory

Powering embedded finance for platforms

Ken Serdons

Chief Commercial Officer

Mollie

Paul Koetsier

Director, Financial Services

KPMG

10.15 - 10.50

Panel discussion

Meeting merchant needs: overcoming the payment pain points

• Understanding merchant needs: from reducing cost and complexity to enhancing clarity and control
• In-store to ecommerce, national to multinationals: how do the challenges of different segments vary?
• Reducing total cost of payment: what strategies and tools can help reduce the cost of processing?
• Reducing fraud risk and payment failure: how can payment performance best be enhanced?
• Conversion, cost and risk: how can merchants gain visibility and control over the trade-offs?
• Dashboards, reporting, analytics: what kind of analysis and insights are merchants looking for today?
• Payment adoption: how can new payment method rollout and infrastructure change be simplified?
• A competitive acquiring landscape: how far are banks still best placed to meet merchants needs today?

Wendy Hompes

Global Head of Product Management Cards, Wholesale Banking

ING

Bono Van Nijnatten

Expert Payments Strategist

Independent

Hanui Ye

Director, Payments & Orders

Boozt

Stage 1 - Digital wallets and cards

11.30 - 11.45

Keynote address

BizumPay: taking on the BigTech wallet giants

11.45 - 12.20

Panel discussion

Wallet wars: a new era of digital wallet competition?

• The wallet explosion: how are digital wallets set to grow as a share of payments?
• Opening of Apple’s NFC: to what extent is this set to increase wallet competition?
• From PayPal to X: how could new entrants be set to shake up the digital wallet landscape?
• EPI wero: will one wallet for Europe really define the future of wallet payments?
• From P2P to POS: how are digital wallet challengers expanding propositions today?
• Wallets across borders: how are wallets enhancing the ease of cross-border transfers?
• From BNPL to rewards: how can digital wallet solutions add value at the point of payment?
• From the digital euro to digital ID: what role will wallets play in emerging developments?

Baard Slaattelid

Director Strategic Payment Partnerships

Vipps MobilePay

Anurag Chitlangia

Senior Product Manager

Uber

Arda Cagaptay

Founder of Merchant Wallets 2.0

Former Delivery Hero

12.20 - 12.50

Fireside chat

Card modernisation strategies: keeping cards top of wallet

• Keeping ahead of the competition: why is card modernisation essential in today’s market?
• How can banks tailor and enhance credit card propositions for different customer needs?
• Loyalty and cashback: what types of rewards are customers really looking for from cards?
• Monetising data: how can transaction data be leveraged for cross-selling opportunities?
• From push-to-wallet to digital-first issuance: how can issuers enable seamless card access?
• Enhancing payment CX: how can payment friction and false declines be reduced?
• Building trust: how can self-service card controls ensure customers’ peace of mind?
• From spending limits to alerts: what more can be done to put the customer in control?

Gerry Davies

Payments Commercial Director & Cards Tribe Lead

Santander

Christophe L'Helguen

Division Manager Issuing

Worldline

Stage 2 - Cross-border payments

11.30 - 11.45

Keynote address

EuroPA: towards instant pan-European payments

Martin Azcue Lopez

New Projects & Innovation Lead

Bizum

11.45 - 12.00

Keynote address

Cross-border rails: demystifying the key schemes and initiatives

Erwin Kulk

Head of Service Development and Management

EBA CLEARING

12.00 - 12.20

Advisory

12.20 - 12.40

Fireside chat

Breaking borders with blockchain: simplifying cross-border payments

• The current cross-border use cases: where has blockchain already been put into practice?
• From transparency to availability: where can the true benefits be felt for businesses?
• Reducing friction: how can DLT increase speed and throughput of cross-border payments?
• Reducing cost of processing: how far can blockchain reduce the costs of cross-border?

Joris Dekker

Market Infrastructures Expert, Digital Currencies

ABN AMRO

Arjun Kumar

Executive Director, Relationships Management Financial Institutions & Fintechs

Standard Chartered Bank

12.40 - 13.10

Panel discussion

The future of cross border payments in Europe and beyond

• Corporate expectations: how are expectations of cross-border payments evolving?
• Cost, transparency, speed, and accessibility: how far are the G20 goals really being met?
• Pan-European: how can seamlessness be enhanced in payments across Europe?
• Connecting faster payments globally: what are the challenges to enabling interoperability?
• OCT Inst: how is the rail being harnessed to enable instant international credit transfers?
• ISO 20022: how can enriched data be leveraged to enhance cross border payments?
• From DLT to AI: where can emerging technology simplify cross-border payments?
• Modernising for cross-border: where do banks need to invest and adapt architectures?

Moulika Atluri

Director

Citi

Wout de Bruin

Product Owner, Cross Border Payments

Rabobank

Katie Hoskins

Global Service Lead, Cross Border Payments

HSBC

Laura Robertson

Head of Partnerships - Benelux

Wise Platform

Stage 3 - Corporate treasury and B2B payments

11.30 - 11.50

Fireside chat

Navigating the complexity of marketplace payments

• The growth of marketplace business models: how are current market trends evolving?
• Orchestrating payouts: what are the unique difficulties that marketplace payments pose?
• Seamlessness for sub-merchants: how can the ease of payouts be enhanced?
• B2B innovation: what tools can merchants leverage to simplify marketplace payments?

Dmitry Olerinskiy

Digital Strategy Program Director

Decathlon

11.50 - 12.10

Interview

Breaking new ground in B2B: virtual cards, RTP and BNPL

Corporate expectations: how are business’ expectations of B2B payments evolving?
Grasping the pain points in B2B payments: from manual processes to visibility and delays
Catering to diversity: how do key challenges differ across industry and market segments?
How can virtual cards enhance B2B? From greater security to flexible spending controls
The potential of Request to Pay: how could RTP unlock new efficiencies for businesses?
BNPL for businesses: how significant could deferred invoice payment be for businesses?
Towards automated end-to-end invoice management: where are we on the journey?

12.10 - 12.40

Panel discussion

Enhancing corporate treasury: making merchants’ lives easier

• From manual processes to real time risk: what are treasurers’ biggest pain points today?
• Cash visibility: how can banks enable real-time overview of liquidity positions?
• Enhancing cash flow forecasting: what tools can help improve accuracy for clients?
• From data aggregation to reporting: how can open banking data be harnessed effectively?
• API innovations: where can ERP and TMS integrations add real value for corporates?
• ISO 20022: how can enriched data be used to enhance reporting and reconciliation?
• Automating the ledger: where can timely manual tasks be automated and streamlined?
• DLT and AI in corporate treasury: where can emerging technology help drive efficiencies?

Mithun Dig

Director, Cash Management Product, Receivables Solutions, Commercial & Business Banking

CIBC

Ekaterina Kozhevatova

Director, Head of Central Sales/Institutional Clients & Transaction Banking Sales

Commerzbank

Session seven: CBDCs and digital currencies

14.25 - 14.45

Keynote address

Stablecoins, CBDCs and the future of blockchain-based payments

Joachim Schwerin

Principal Economist

European Commission

14.45 - 15.40

Panel discussion

The digital euro: understanding the potential impacts across the value chain

• European payments sovereignty: how is geopolitical uncertainty influencing desires for a digital euro?
• Out with CBDC, in with stablecoins: what does the US position on digital currencies mean for Europe?
• A pan-European alternative to cards: what would it take for the digital euro to offer a genuine alternative?
• EPI’s wero and EuroPA: is the digital euro the best option amid competing private sector initiatives?
• The impact on deposits: will the holding limits be enough to prevent widespread impacts on banks?
• The business model: can a fee structure prove attractive for merchants, banks and payment providers?
• Encouraging investment: how will PSPs be incentivised to build new commercial solutions on the rail?
• The customer adoption challenge: how could customer uptake of the digital euro be encouraged?

Ville Sointu

Chief Strategist, Transaction Banking & Digital Currencies

Nordea

Alexandre Stervinou

Director, Cash and Retail Payments Policy and Oversight

Banque de France

Tobias Tenner

Associate Director, Head of Digitalisation

Association of German Banks

Berit Fuss

Innovation Manager, Digital Assets

ABN AMRO

Teresa Mesquita

Chief Operations Officer, Executive Board Member

SIBS

Session one: A new era for European payments

09.00 - 09.05

Chair’s opening remarks

Mélisande Mual

Managing Director and Owner

The Paypers

09.05 - 09.20

Keynote address

EPI Wero: one wallet for Europe

Ludovic Francesconi

Chief Member and Strategy Officer

EPI Company

09.20 - 09.40

Advisory

Manuel Sandhofer

General Manager, EMEA & Brazil

Wise Platform

Matthias Dekan

Head of Payments & Daily Banking

Raiffeisen Bank

09.40 - 10.00

Interview

The power of ecosystem partnerships: unlocking innovative use cases

Nico Kersten

Managing Director, Chief Executive Officer

Mercedes pay GmbH

10.00 - 10.20

Interview

Modernising marketplaces: enhancing the ecommerce payment experience

William Olgiati

GM Payment Acceptance & Experience EU/UK

Amazon

10.20 - 10.55

Leaders' Forum

The future of European payments: the key strategic trends

Saif Malik

Chief Executive Officer UK

Standard Chartered Bank

Laurens Schretlen

Global Head of Product Management Payments & Collections

ING

Jeroen Kok

Head of Payments Netherlands

JP Morgan

Divya Bhardwaj

Chief Operating Officer

Uber Payments

Stage 1 - Point of sale innovation

11.30 - 11.45

Keynote address

The next wave of contactless innovation: the TfL perspective

David Kershaw

Head of Payment Operations & Assurance

Transport for London

11.45 - 12.15

Fireside chat

Unleashing the power of SoftPos and mPoS

MobilePoS: how can mobile acceptance enhance the ease of checkout in-store?
Change management: how can the pain points of transformation be overcome?
Why invest in SoftPoS? From lower operating cost to greater efficiency
Leveraging real-time data: how can SoftPoS data unlock new value for merchants?

Laura Treude

Director of Group Payment

Douglas

Frenkel Tel

Store Innovation Lead

A.S. Watson Group

12.15 - 12.35

Advisory

The future of intelligent and meaningful personalisation is here

Lidewij van den Ham

Senior Vice President - Consumer Acquisition and Engagement Europe

Mastercard

12.35 - 13.00

Fireside chat

Enhancing data-driven loyalty and rewards: unpacking the potential

Dmitry Olerinskiy

Digital Strategy Program Director

Decathlon

Lucy Whittemore

SVP UK Partnerships

Cardlytics

Stage 2 - Instant payments

11.30 - 11.55

Fireside chat

Rising to the challenges of instant payment fraud: VoP and beyond

Michael Knetch

Director Business Product Expert, Tribe Lead Instant Payments

Deutsche Bank

Olivier Jolyon

Team Lead, New Initiatives

EBA CLEARING

Panel discussion

Preparing corporate treasurers for instant payments

Floor Meeuwis

Liquidity, (Virtual) Account Management, and Advisory

Société Générale

Sandra Peute

Senior Product Manager, Transaction Banking

ABN AMRO

Niclas Storz

Founder & CEO

Tidely

12.35 - 13.05

Panel discussion

The power of instant payments, payouts and refunds

Julián Martín Capote

Head of Partnerships

Antom

Romain Berthome

Head of Product, Payments

Booking.com

Shuba Chandran

Global Expansion Lead, Banking & Payments

Bolt

Stage 3 - AI in AML and counter fraud

11.30 - 12.00

Fireside chat

Dealing with deepfakes: rising to the eKYC challenge

Simone Poon

Group Anti-Money Laundering Policy and Standards

Standard Chartered Bank

Jamie Renehan

Head of Behavioural Insights

Bank of Ireland

Krik Gunning

Cofounder and CEO

Fourthline

12.00 - 12.20

Advisory

Leveraging Good AI to Combat Fraud and the Rise of Deepfakes

Jason Lane-Sellers

Director, Fraud & Identity

LexisNexis Risk Solutions

12.20 - 12.50

Panel discussion

Leveraging AI and automation in counter fraud and AML

Tom Martin

Director, Business Platform Lead, Economic Crime Prevention

Lloyds Banking Group

Thorsten Seeger

Executive Director

SME Bank

Stage 1 - Enhancing ecommerce strategies

14.20 - 14.40

Keynote address

Revolut Pay: transforming the online checkout experience

Anton Hellkvist

Head of Sales, Merchant Acquiring

Revolut

14.40 - 15.00

Fireside chat

Enabling seamless subscriptions and recurring payments

Bridgette Bek

Director of Subscriptions Business, Ethoca

Mastercard

15.00 - 15.20

Advisory

Payment cost optimisation: embedding fee intelligence into your payments stack

Tarun Pitta

Product Manager

Juspay

15.20 - 15.45

Panel discussion

Fraud and chargeback risk: enhancing ecommerce strategies

David Kershaw

Head of Payment Operations & Assurance

Transport for London

Vaibhav Kumar

Head of Product & Ecommerce

Axis Max Life Insurance

Stage 2 - Commercialising open banking

14.20 - 14.40

Advisory

The challenge of the Nordics payments landscape

Camilla Frøsing

Head of Sales

Lunar

14.40 - 15.20

Panel discussion

Open banking payments: the opportunities for merchants

Charting the growth of A2A in ecommerce: what market trends are we seeing today?
Lowering the cost of payment processing: how far can open banking ease the burden?
Reducing friction: how can open payments streamline authorisation and settlement?
Enhancing CX: how far can open payments enhance the customer payment journey?
API automation: how can open banking APIs simplify payments and payouts?
Payment security: how can A2A payments help reduce fraud and chargebacks?
Towards open banking maturity: what are the key hurdles to user and merchant uptake?
Dispute resolution: can effective dispute mechanisms be replicated for A2A payments?
Cracking the adoption challenge: how can end user uptake best be encouraged?

Jit Ng

Payment Industry Interface Manager

Transport for London

Renuka Rawlins

Head of Policy & Public Affairs

Yaspa

Jasper Wolfs

Head of Product – Open Banking

Rabobank

Stage 3 - APP fraud and data strategies

14.20 - 14.35

Keynote address

Supporting high quality data gathering for counter fraud

Igo Boerrigter

Policy Advisor

De Nederlandsche Bank

14.35 - 14.45

Spotlight

Combatting APP fraud: lessons from the UK's reimbursement model

Rujina Eesa

Senior Product Owner, Fraud

Pay.UK

14.45 - 15.20

Panel discussion

Towards a whole value-chain approach to APP fraud

Jonathan Leslie

Payments Fraud Lead

NatWest

James Harwood

Head of Fraud, Fraud Strategy and Policy Product Owner

Virgin Media O2

Stage 1 - Digital identity and authentication

16.20 - 16.40

Keynote address

EU Digital identity wallets: the lessons learned so far

David Magård

Coordinator

WE BUILD Consortium

16.40 - 17.00

Fireside chat

Building Trust in Digital Banking: the role of next-gen identity services

Gareth Murray

Head of Financial Crime Risk

Monzo

Geo Jolly

Lead Product Manager

Veriff

17.00 - 17.30

Panel discussion

EU digital identity: charting the future of verification and authentication

Annet Steenbergen

Advisor

EU Digital Wallet Consortium

Sandesh Patil

Lead Product Manager

ING

Stage 2 - Payments modernisation

16.20 - 16.40

Fireside chat

Leveraging ISO 20022: realising the benefits of enriched data

Isabelle Bouille

Director and Principal Product Manager, Treasury Services

BNY Mellon

16.40 - 17.15

Panel discussion

Modernising payments architecture: the key priorities for banks

Ben Ashwell

Electronic Payments Director

Nationwide Building Society

Koen Vierendeels

Head of Transaction Banking

Belfius

Daphne van Uhm

Director, Global Transaction Banker

ING

Ram Devanarayanan

Head of Business Consulting Europe

Infosys Finacle

Session five: Optimising payments for merchants

09.30 - 09.35

Chair's opening remarks

Daniel van Delft

Chief Executive Officer

Currence

09.35 - 09.55

Fireside chat

The end of the Payfac model, the start of the orchestration era?

Bart Gijde

Global Head of Payments & Collections (VP, Operations)

IWG plc

09.55 - 10.15

Advisory

Powering embedded finance for platforms

Ken Serdons

Chief Commercial Officer

Mollie

Paul Koetsier

Director, Financial Services

KPMG

10.15 - 10.50

Panel discussion

Meeting merchant needs: overcoming the payment pain points

Wendy Hompes

Global Head of Product Management Cards, Wholesale Banking

ING

Bono Van Nijnatten

Expert Payments Strategist

Independent

Hanui Ye

Director, Payments & Orders

Boozt

Stage 1 - Digital wallets and cards

11.30 - 11.45

Keynote address

BizumPay: taking on the BigTech wallet giants

11.45 - 12.20

Panel discussion

Wallet wars: a new era of digital wallet competition?

Baard Slaattelid

Director Strategic Payment Partnerships

Vipps MobilePay

Anurag Chitlangia

Senior Product Manager

Uber

Arda Cagaptay

Founder of Merchant Wallets 2.0

Former Delivery Hero

12.20 - 12.50

Fireside chat

Card modernisation strategies: keeping cards top of wallet

Gerry Davies

Payments Commercial Director & Cards Tribe Lead

Santander

Christophe L'Helguen

Division Manager Issuing

Worldline

Stage 2 - Cross-border payments

11.30 - 11.45

Keynote address

EuroPA: towards instant pan-European payments

Martin Azcue Lopez

New Projects & Innovation Lead

Bizum

11.45 - 12.00

Keynote address

Cross-border rails: demystifying the key schemes and initiatives

Erwin Kulk

Head of Service Development and Management

EBA CLEARING

12.00 - 12.20

Advisory

12.20 - 12.40

Fireside chat

Breaking borders with blockchain: simplifying cross-border payments

Joris Dekker

Market Infrastructures Expert, Digital Currencies

ABN AMRO

Arjun Kumar

Executive Director, Relationships Management Financial Institutions & Fintechs

Standard Chartered Bank

12.40 - 13.10

Panel discussion

The future of cross border payments in Europe and beyond

Moulika Atluri

Director

Citi

Wout de Bruin

Product Owner, Cross Border Payments

Rabobank

Katie Hoskins

Global Service Lead, Cross Border Payments

HSBC

Laura Robertson

Head of Partnerships - Benelux

Wise Platform

Stage 3 - Corporate treasury and B2B payments

11.30 - 11.50

Fireside chat

Navigating the complexity of marketplace payments

Dmitry Olerinskiy

Digital Strategy Program Director

Decathlon

11.50 - 12.10

Interview

Breaking new ground in B2B: virtual cards, RTP and BNPL

Corporate expectations: how are business’ expectations of B2B payments evolving?
Grasping the pain points in B2B payments: from manual processes to visibility and delays
Catering to diversity: how do key challenges differ across industry and market segments?
How can virtual cards enhance B2B? From greater security to flexible spending controls
The potential of Request to Pay: how could RTP unlock new efficiencies for businesses?
BNPL for businesses: how significant could deferred invoice payment be for businesses?
Towards automated end-to-end invoice management: where are we on the journey?

12.10 - 12.40

Panel discussion

Enhancing corporate treasury: making merchants’ lives easier

Mithun Dig

Director, Cash Management Product, Receivables Solutions, Commercial & Business Banking

CIBC

Ekaterina Kozhevatova

Director, Head of Central Sales/Institutional Clients & Transaction Banking Sales

Commerzbank

Session seven: CBDCs and digital currencies

14.25 - 14.45

Keynote address

Stablecoins, CBDCs and the future of blockchain-based payments

Joachim Schwerin

Principal Economist

European Commission

14.45 - 15.40

Panel discussion

The digital euro: understanding the potential impacts across the value chain

Ville Sointu

Chief Strategist, Transaction Banking & Digital Currencies

Nordea

Alexandre Stervinou

Director, Cash and Retail Payments Policy and Oversight

Banque de France

Tobias Tenner

Associate Director, Head of Digitalisation

Association of German Banks

Berit Fuss

Innovation Manager, Digital Assets

ABN AMRO

Teresa Mesquita

Chief Operations Officer, Executive Board Member

SIBS

Day 1
____

A new era for European payments

The key strategic trends | EPI Wero: one wallet for Europe | Modernising marketplace payments

STAGE 1

Point of Sale innovation

Invisible payment innovation

The power of SoftPoS and mPoS

Data-driven loyalty and rewards

STAGE 2

Instant payments: from mandate to monetisation

Instant payments and payout use cases

Combatting instant payments fraud

Readying real-time corporate treasury

STAGE 3

AI, AML and counter fraud

Dealing with deepfakes

The evolution of AI-powered fraud

Leveraging AI and automation in counter fraud and AML

STAGE 1

Enhancing ecommerce strategies

Transforming online checkout

Enabling seamless subscriptions

Combatting ecommerce fraud and chargeback risk

STAGE 2

Commercialising open banking

The future of A2A payments in Europe

Cracking the commercial model

Open payment use case for merchants

STAGE 3

Fighting APP fraud

Global approaches to APP fraud

Blocking scams: a Telco case study

Collaborating across the ecosystem

STAGE 1

Digital identity and authentication

EU digital identity wallets

Biometric innovation

Charting the future of digital identity an dpayment authentication

STAGE 2

Payments modernisation

Safeguarding payments resiliency

ISO 20022 post-migration

Modernising payments architecture

After Party

Day 2
____

Optimising payments for merchants

Modernising merchant services | Payment orchestration | Meeting merchant needs: from cost to control

STAGE 1

Digital wallets and cards

GooglePay and BizumPay case studies

Wallet wars: the competitive outlook

Card modernisation strategies

STAGE 2

Cross-border payments

Demystifying key schemes and initiatives

Blockchain for cross-border

The future of cross-border payments

STAGE 2

Corporate treasury & B2B payments

Simplifying marketpalce payments

B2B innovation: virtual cards, BNPL, and Request to Pay

Enhancing corporate treasury

CBDCs and blockchain

The Digital Euro | Programmable payments | The impact of retail CBDCs