AI-powered loans during a period of uncertainty

Delivering personalisation, transparency, and speed with AI-based pricing analytics

Now available on-demand

Hear from experts on how to deploy AI effectively to drive growth in your personal lending business and manage the uncertainty created by changing consumer behavior, regulatory scrutiny, and political upheaval.

This webinar examines how AI-based pricing analytics can transform consumer finance, covering everything you need to stay ahead of the competition, including: pricing and profitability optimisation, loan personalization, risk management, increasing conversions, and automating approval process.

Watch to gain insights on:   

Personalising loan offers to deliver the best outcomes for consumers
Optimising prices by predicting the impact of rate changes on demand and volume
Improving profitability through scenario simulation
Achieving transparency and fairness in loan decisions, including for underserved customers

Discussion points:

Tomorrow’s customer, today: how are changing marketing conditions, competitive moves and shifting expectations of customers transforming consumer finance?
Right loan, right time: where can AI speed-up processes and tailor offerings to quickly respond to customer needs?
Analytical pricing: how can banks better utilize predictive and prescriptive AI to underpin pricing models and decisions?
Balancing risk and profitability: what can AI-based pricing analytics do to ensure loans are both fair and profitable?
Delivering true transparency: how can banks create models that are transparent and traceable?
Reaching new customers: where are opportunities for banks to use AI to offer loans to previously underserved categories?
Managing regulatory change: what should banks be doing to remain engaged with regulators and stay ahead of shifting compliance requirements?

Who's speaking:

Philip Bonhard

Head of Experience Design – Homes & Mortgages

Lloyds Banking Group

Ankur Sisodia

Head of Product, Lending and Savings

N26

Osmo Timonen

Head of Regulatory Data

Aktia Bank

Giovanni Oppenheim

Head of Banking Solutions

Earnix

About Earnix

Earnix is the premier provider of mission-critical, cloud-based intelligent decisioning across pricing, rating, underwriting, and product personalization. These fully-integrated solutions provide ultra-fast ROI and are designed to transform how global insurers and banks are run by unlocking value across all facets of the business. Earnix has been innovating for insurers and banks since 2001 with customers in over 35 countries across six continents and offices in the Americas, Europe, Asia Pacific, and Israel.

To learn more, please visit: https://earnix.com/

About our media partner:

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We believe that our competitive edge comes from our established relationships with financial IT companies and institutions, the breadth of the solutions described and the quality of content. Financial IT provides a detailed map of the everchanging space where the IT provider sector meets the broadly defined financial services sector.

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