17 years of working experience; 7 years in software house and 10 years in banking industry in technology. Graduated in computer science and started of my career as a software engineer with a local software company in Malaysia. Specialized in internet banking and channels management running large program for the bank from internet banking, credit card to core banking implementations. Currently managing the eBusiness and Payments Technology division in DBS Hong Kong since Feb 2014 after moving from Standard Chartered Bank China. Originally from KL, Malaysia and based in China for the last 8 years.