As Chief Executive Officer at Rakuten Europe Bank S.A. and Rakuten Europe S.à r.l. Toshihiko Otsuka is driving the formation of a sustainable Rakuten Ecosystem in Europe. His expertise comes from more than 25 years of experience in the financial and banking industry where he carried out several leading positions in the senior management. Toshihiko is also executive officer at Rakuten, Inc. in Japan and he was sent as an expatriate to Luxembourg in 2014.