Thomas Chaplin serves as a Head of Product at nCino, EMEA. Thomas works with financial institutions across the EMEA region to understand their lending processes to help them accelerate their digital transformation projects. Prior to joining nCino, Thomas worked in various senior roles at Lloyds Bank and Accenture as Management Consultant. He has over 19 years of experience in financial services and is a passionate advocate for digital transformation. Thomas holds a holds BA in Business Management from the Open University, London.