Stuart Newey, Head of Banking at Coutts is responsible for the development and delivery of our end to end banking proposition, the day to day delivery of the Coutts / Adam 24 telephony based service and the Coutts 24 Private Banking client facing teams. Stuart started his career with NatWest as a management trainee, before moving to work on the first online banking services in 1985. He has undertaken a variety of roles for the bank across a number of franchises including cashier, computer programmer, consultant, market researcher, product manager, banker, programme manager and operations manager. Joining Private Banking in 2000 Stuart was part of the senior team which relaunched NatWest Private Banking, has led our investment operations and was the business lead for the implementation of Avaloq into the UK Private Bank. Stuart is an Associate of the Institute of Bankers and holds an MBA with distinction from Warwick Business School.