Ragnar Toomla
Ragnar Toomla serves as the Chief Product Owner for Digital Channels at SEB, a position he has held since 2021. With over 25 years of experience in digital banking, Ragnar has been instrumental in developing various digital customer service solutions. His work includes contributions to internet and mobile banking, ATM network development, open banking solutions, e-commerce and the creation of electronic invoicing standards and digital identiy services like Smart-ID​. He holds an MBA from the University of Tartu and MSc degree in Information Systems Analysis and Design at Tallinn University of Technology​.
Have 17+ years of e-banking experience working in various positions in SEB group. Currently head of e-channels team in the SEB Baltic Division. Responsible for internet bank, public web, mobile banking and gateway services in Estonia, Latvia and Lithuania. During the years main responsibility has been Internet banking development. Have been responsible for setting up call-centre and phone banking services, developing mobile and SMS banking, responsible for ATM network and ATM software development. Project manager in launching several internet bank services and developing PKI and Wireless-PKI based authentication solutions.
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