Pablo Ruiz

Director of Digital Innovation, Liberbank

Pablo has over 20 years of international experience with a successful track record for delivering business innovation and digital transformation for financial services organizations such as Liberbank, Banco Santander and JPMorganChase.

As Head of Digital Innovation at Liberbank, he is responsible for Digital Innovation, delivering a new Agile Business Organization, building an Open Banking ecosystem, running Fintech collaboration program’s and implementing new digital solutions within retail banking.

As Former Global Head of Open Innovation at Banco Santander, he was responsible for managing FinTech acceleration programs in Madrid, New York, San Francisco, London and Helsinki.

Pablo holds a BSc in Computer Science by the University Pontificia of Comillas (Madrid) and a PDD in Business Administration at IE Business School. Intraentrepeneur, active speaker and startup mentor within the early stage FinTech ecosystem.

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