Michael is enjoying his second term at The London Institute of Banking & Finance – having originally joined in 2002 after spending 23 years in retail and private banking. In the intervening period, Michael was a mortgage broker for ten years before returning to The London Institute of Banking & Finance in 2012. Other roles at the organisation have included being a CeMAP® moderator, web-tutor and college lecturer delivering the DipFA® programme for financial advisers.