Michael is a former CEO in growth companies turning early stage investor and serial entrepreneur. Frustrated by the lack of working capital to his growing businesses, he decided to create the product he was missing in 2015, Capcito.  Capcito services SMEs with invoice financing and business loans in seconds. Through a proprietary platform and scoring engine, accounting and transaction data are monitored real time and offer a digital, transparent and fair financing solution. Commercial partnerships are established with leading cloud ERPs and banks. Capcito is based in Stockholm, Sweden. Backed by commercial banks like SEB and Collector and recently Ventech and Schibsted, as growth investors to support international expansion.