Mark has founded a UK retail bank and two financial technology businesses. He is a commentator and speaker on banking, FinTech, crypto, technology, PSD2 and open banking.  Mark is the founder and CEO of Ziglu, the modern challenger.  Previously, he founded Starling Bank where he was responsible for helping to secure the UK banking licence with regulators and obtaining the initial funding the Bank achieved in December 2015. He was also responsible for the design, build, implementation and support of the Bank’s IT platform, apps and infrastructure.  He started his career at Barclays where he was Head of Technology.