Larisa Tugui is a senior policy expert at the European Banking Authority (EBA). Since joining the EBA 3 years ago, Larisa has been extensively involved in the development of the mandates conferred on the EBA under the revised Payment Services Directive (PSD2), working together with the EBA’s member authorities across the 28 EU member states and all relevant stakeholders. She is also actively involved in monitoring the implementation of the regulatory standards and guidelines developed by the EBA and in advancing the EBA’s supervisory convergence work in the area of payment services. Previously, Larisa had worked in the private sector as a banking and finance lawyer for eight and a half years.