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Andrew Raymond Fernandez – Home Credit

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Kristina Øgaard – Danske Bank

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Ragnar Toomla – SEB Baltic Division

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Sune Gabelgård – Fraud Expert

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Tina Krogsrud Fjeld – Santander Consumer Bank – Nordics

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Guro Elgheim Sivertsen – Sparebank 1 SR-Bank

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Dan Hedgate – Ikano bank

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Puleng Ndjwili-Potele – UN Environment Finance Initiative

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